LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,468
−HK$844/mo
▼ 0.25% · 3.875%
HK$13,887
−HK$425/mo
Today · 4.125%
HK$14,312
baseline
▲ 0.50% · 4.625%
HK$15,183
+HK$871/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$28,624/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$132,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,983
−HK$809/mo
▼ 0.25% · 3.875%
HK$15,385
−HK$407/mo
Today · 4.125%
HK$15,792
baseline
▲ 0.50% · 4.625%
HK$16,625
+HK$833/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$31,584/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$132,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,161
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$16,664
−HK$511/mo
Today · 4.125%
HK$17,175
baseline
▲ 0.50% · 4.625%
HK$18,220
+HK$1,045/mo
Deposit HK$2.36M · loan HK$3.54M · min. income ≈ HK$34,350/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$132,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,979
−HK$972/mo
▼ 0.25% · 3.875%
HK$18,462
−HK$489/mo
Today · 4.125%
HK$18,951
baseline
▲ 0.50% · 4.625%
HK$19,950
+HK$999/mo
Deposit HK$2.36M · loan HK$3.54M · min. income ≈ HK$37,902/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$132,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,855
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,442
−HK$595/mo
Today · 4.125%
HK$20,037
baseline
▲ 0.50% · 4.625%
HK$21,257
+HK$1,220/mo
Deposit HK$1.77M · loan HK$4.13M · min. income ≈ HK$40,074/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,976
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,539
−HK$570/mo
Today · 4.125%
HK$22,109
baseline
▲ 0.50% · 4.625%
HK$23,275
+HK$1,166/mo
Deposit HK$1.77M · loan HK$4.13M · min. income ≈ HK$44,218/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,242
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,996
−HK$766/mo
Today · 4.125%
HK$25,762
baseline
▲ 0.50% · 4.625%
HK$27,330
+HK$1,568/mo
Deposit HK$591K · loan HK$5.32M · min. income ≈ HK$51,524/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$132,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,969
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,692
−HK$734/mo
Today · 4.125%
HK$28,426
baseline
▲ 0.50% · 4.625%
HK$29,925
+HK$1,499/mo
Deposit HK$591K · loan HK$5.32M · min. income ≈ HK$56,852/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$132,892 · Scale 2, in force from 26 Feb 2026)