LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,468
−HK$845/mo
▼ 0.25% · 3.875%
HK$13,887
−HK$426/mo
Today · 4.125%
HK$14,313
baseline
▲ 0.50% · 4.625%
HK$15,183
+HK$870/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$28,626/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$132,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,983
−HK$809/mo
▼ 0.25% · 3.875%
HK$15,385
−HK$407/mo
Today · 4.125%
HK$15,792
baseline
▲ 0.50% · 4.625%
HK$16,625
+HK$833/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$31,584/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$132,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,162
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$16,664
−HK$511/mo
Today · 4.125%
HK$17,175
baseline
▲ 0.50% · 4.625%
HK$18,220
+HK$1,045/mo
Deposit HK$2.36M · loan HK$3.54M · min. income ≈ HK$34,350/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$132,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,980
−HK$971/mo
▼ 0.25% · 3.875%
HK$18,462
−HK$489/mo
Today · 4.125%
HK$18,951
baseline
▲ 0.50% · 4.625%
HK$19,950
+HK$999/mo
Deposit HK$2.36M · loan HK$3.54M · min. income ≈ HK$37,902/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$132,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,855
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,442
−HK$596/mo
Today · 4.125%
HK$20,038
baseline
▲ 0.50% · 4.625%
HK$21,257
+HK$1,219/mo
Deposit HK$1.77M · loan HK$4.13M · min. income ≈ HK$40,076/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,976
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,539
−HK$570/mo
Today · 4.125%
HK$22,109
baseline
▲ 0.50% · 4.625%
HK$23,275
+HK$1,166/mo
Deposit HK$1.77M · loan HK$4.13M · min. income ≈ HK$44,218/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,242
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$24,996
−HK$767/mo
Today · 4.125%
HK$25,763
baseline
▲ 0.50% · 4.625%
HK$27,330
+HK$1,567/mo
Deposit HK$591K · loan HK$5.32M · min. income ≈ HK$51,526/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$132,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,969
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,693
−HK$733/mo
Today · 4.125%
HK$28,426
baseline
▲ 0.50% · 4.625%
HK$29,925
+HK$1,499/mo
Deposit HK$591K · loan HK$5.32M · min. income ≈ HK$56,852/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$132,893 · Scale 2, in force from 26 Feb 2026)