LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,684
−HK$8,446/mo
▼ 0.25% · 3.875%
HK$138,873
−HK$4,257/mo
Today · 4.125%
HK$143,130
baseline
▲ 0.50% · 4.625%
HK$151,839
+HK$8,709/mo
Deposit HK$29.53M · loan HK$29.53M · min. income ≈ HK$286,260/mo (50% DSR)
Upfront cash ≈ HK$32.04M (deposit + AVD stamp duty HK$2,510,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,834
−HK$8,096/mo
▼ 0.25% · 3.875%
HK$153,853
−HK$4,077/mo
Today · 4.125%
HK$157,930
baseline
▲ 0.50% · 4.625%
HK$166,254
+HK$8,324/mo
Deposit HK$29.53M · loan HK$29.53M · min. income ≈ HK$315,860/mo (50% DSR)
Upfront cash ≈ HK$32.04M (deposit + AVD stamp duty HK$2,510,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,621
−HK$10,135/mo
▼ 0.25% · 3.875%
HK$166,648
−HK$5,108/mo
Today · 4.125%
HK$171,756
baseline
▲ 0.50% · 4.625%
HK$182,207
+HK$10,451/mo
Deposit HK$23.63M · loan HK$35.44M · min. income ≈ HK$343,512/mo (50% DSR)
Upfront cash ≈ HK$26.14M (deposit + AVD stamp duty HK$2,510,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,801
−HK$9,714/mo
▼ 0.25% · 3.875%
HK$184,624
−HK$4,891/mo
Today · 4.125%
HK$189,515
baseline
▲ 0.50% · 4.625%
HK$199,505
+HK$9,990/mo
Deposit HK$23.63M · loan HK$35.44M · min. income ≈ HK$379,030/mo (50% DSR)
Upfront cash ≈ HK$26.14M (deposit + AVD stamp duty HK$2,510,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,557
−HK$11,825/mo
▼ 0.25% · 3.875%
HK$194,423
−HK$5,959/mo
Today · 4.125%
HK$200,382
baseline
▲ 0.50% · 4.625%
HK$212,574
+HK$12,192/mo
Deposit HK$17.72M · loan HK$41.35M · min. income ≈ HK$400,764/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$2,510,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,768
−HK$11,333/mo
▼ 0.25% · 3.875%
HK$215,394
−HK$5,707/mo
Today · 4.125%
HK$221,101
baseline
▲ 0.50% · 4.625%
HK$232,756
+HK$11,655/mo
Deposit HK$17.72M · loan HK$41.35M · min. income ≈ HK$442,202/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$2,510,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,431
−HK$15,203/mo
▼ 0.25% · 3.875%
HK$249,972
−HK$7,662/mo
Today · 4.125%
HK$257,634
baseline
▲ 0.50% · 4.625%
HK$273,310
+HK$15,676/mo
Deposit HK$5.91M · loan HK$53.16M · min. income ≈ HK$515,268/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$2,510,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,702
−HK$14,571/mo
▼ 0.25% · 3.875%
HK$276,935
−HK$7,338/mo
Today · 4.125%
HK$284,273
baseline
▲ 0.50% · 4.625%
HK$299,258
+HK$14,985/mo
Deposit HK$5.91M · loan HK$53.16M · min. income ≈ HK$568,546/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$2,510,273 · Scale 2, in force from 26 Feb 2026)