LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,694
−HK$8,446/mo
▼ 0.25% · 3.875%
HK$138,883
−HK$4,257/mo
Today · 4.125%
HK$143,140
baseline
▲ 0.50% · 4.625%
HK$151,850
+HK$8,710/mo
Deposit HK$29.53M · loan HK$29.53M · min. income ≈ HK$286,280/mo (50% DSR)
Upfront cash ≈ HK$32.05M (deposit + AVD stamp duty HK$2,510,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,845
−HK$8,096/mo
▼ 0.25% · 3.875%
HK$153,864
−HK$4,077/mo
Today · 4.125%
HK$157,941
baseline
▲ 0.50% · 4.625%
HK$166,266
+HK$8,325/mo
Deposit HK$29.53M · loan HK$29.53M · min. income ≈ HK$315,882/mo (50% DSR)
Upfront cash ≈ HK$32.05M (deposit + AVD stamp duty HK$2,510,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,632
−HK$10,136/mo
▼ 0.25% · 3.875%
HK$166,660
−HK$5,108/mo
Today · 4.125%
HK$171,768
baseline
▲ 0.50% · 4.625%
HK$182,220
+HK$10,452/mo
Deposit HK$23.63M · loan HK$35.44M · min. income ≈ HK$343,536/mo (50% DSR)
Upfront cash ≈ HK$26.14M (deposit + AVD stamp duty HK$2,510,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,814
−HK$9,715/mo
▼ 0.25% · 3.875%
HK$184,637
−HK$4,892/mo
Today · 4.125%
HK$189,529
baseline
▲ 0.50% · 4.625%
HK$199,520
+HK$9,991/mo
Deposit HK$23.63M · loan HK$35.44M · min. income ≈ HK$379,058/mo (50% DSR)
Upfront cash ≈ HK$26.14M (deposit + AVD stamp duty HK$2,510,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,571
−HK$11,825/mo
▼ 0.25% · 3.875%
HK$194,437
−HK$5,959/mo
Today · 4.125%
HK$200,396
baseline
▲ 0.50% · 4.625%
HK$212,590
+HK$12,194/mo
Deposit HK$17.72M · loan HK$41.35M · min. income ≈ HK$400,792/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$2,510,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,783
−HK$11,334/mo
▼ 0.25% · 3.875%
HK$215,410
−HK$5,707/mo
Today · 4.125%
HK$221,117
baseline
▲ 0.50% · 4.625%
HK$232,773
+HK$11,656/mo
Deposit HK$17.72M · loan HK$41.35M · min. income ≈ HK$442,234/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$2,510,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,449
−HK$15,203/mo
▼ 0.25% · 3.875%
HK$249,990
−HK$7,662/mo
Today · 4.125%
HK$257,652
baseline
▲ 0.50% · 4.625%
HK$273,330
+HK$15,678/mo
Deposit HK$5.91M · loan HK$53.16M · min. income ≈ HK$515,304/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$2,510,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,722
−HK$14,572/mo
▼ 0.25% · 3.875%
HK$276,955
−HK$7,339/mo
Today · 4.125%
HK$284,294
baseline
▲ 0.50% · 4.625%
HK$299,279
+HK$14,985/mo
Deposit HK$5.91M · loan HK$53.16M · min. income ≈ HK$568,588/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$2,510,455 · Scale 2, in force from 26 Feb 2026)