LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,470
−HK$845/mo
▼ 0.25% · 3.875%
HK$13,889
−HK$426/mo
Today · 4.125%
HK$14,315
baseline
▲ 0.50% · 4.625%
HK$15,186
+HK$871/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$28,630/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$132,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,986
−HK$809/mo
▼ 0.25% · 3.875%
HK$15,388
−HK$407/mo
Today · 4.125%
HK$15,795
baseline
▲ 0.50% · 4.625%
HK$16,628
+HK$833/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$31,590/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$132,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,164
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$16,667
−HK$511/mo
Today · 4.125%
HK$17,178
baseline
▲ 0.50% · 4.625%
HK$18,223
+HK$1,045/mo
Deposit HK$2.36M · loan HK$3.54M · min. income ≈ HK$34,356/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$132,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,983
−HK$971/mo
▼ 0.25% · 3.875%
HK$18,465
−HK$489/mo
Today · 4.125%
HK$18,954
baseline
▲ 0.50% · 4.625%
HK$19,953
+HK$999/mo
Deposit HK$2.36M · loan HK$3.54M · min. income ≈ HK$37,908/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$132,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,859
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,445
−HK$596/mo
Today · 4.125%
HK$20,041
baseline
▲ 0.50% · 4.625%
HK$21,261
+HK$1,220/mo
Deposit HK$1.77M · loan HK$4.14M · min. income ≈ HK$40,082/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$132,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,980
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,543
−HK$570/mo
Today · 4.125%
HK$22,113
baseline
▲ 0.50% · 4.625%
HK$23,279
+HK$1,166/mo
Deposit HK$1.77M · loan HK$4.14M · min. income ≈ HK$44,226/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$132,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,247
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$25,001
−HK$766/mo
Today · 4.125%
HK$25,767
baseline
▲ 0.50% · 4.625%
HK$27,335
+HK$1,568/mo
Deposit HK$591K · loan HK$5.32M · min. income ≈ HK$51,534/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$132,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,974
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,698
−HK$734/mo
Today · 4.125%
HK$28,432
baseline
▲ 0.50% · 4.625%
HK$29,930
+HK$1,498/mo
Deposit HK$591K · loan HK$5.32M · min. income ≈ HK$56,864/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$132,917 · Scale 2, in force from 26 Feb 2026)