LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,704
−HK$8,447/mo
▼ 0.25% · 3.875%
HK$138,894
−HK$4,257/mo
Today · 4.125%
HK$143,151
baseline
▲ 0.50% · 4.625%
HK$151,862
+HK$8,711/mo
Deposit HK$29.54M · loan HK$29.54M · min. income ≈ HK$286,302/mo (50% DSR)
Upfront cash ≈ HK$32.05M (deposit + AVD stamp duty HK$2,510,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,857
−HK$8,096/mo
▼ 0.25% · 3.875%
HK$153,876
−HK$4,077/mo
Today · 4.125%
HK$157,953
baseline
▲ 0.50% · 4.625%
HK$166,279
+HK$8,326/mo
Deposit HK$29.54M · loan HK$29.54M · min. income ≈ HK$315,906/mo (50% DSR)
Upfront cash ≈ HK$32.05M (deposit + AVD stamp duty HK$2,510,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,645
−HK$10,137/mo
▼ 0.25% · 3.875%
HK$166,673
−HK$5,109/mo
Today · 4.125%
HK$171,782
baseline
▲ 0.50% · 4.625%
HK$182,234
+HK$10,452/mo
Deposit HK$23.63M · loan HK$35.44M · min. income ≈ HK$343,564/mo (50% DSR)
Upfront cash ≈ HK$26.14M (deposit + AVD stamp duty HK$2,510,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,829
−HK$9,715/mo
▼ 0.25% · 3.875%
HK$184,651
−HK$4,893/mo
Today · 4.125%
HK$189,544
baseline
▲ 0.50% · 4.625%
HK$199,535
+HK$9,991/mo
Deposit HK$23.63M · loan HK$35.44M · min. income ≈ HK$379,088/mo (50% DSR)
Upfront cash ≈ HK$26.14M (deposit + AVD stamp duty HK$2,510,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,586
−HK$11,826/mo
▼ 0.25% · 3.875%
HK$194,452
−HK$5,960/mo
Today · 4.125%
HK$200,412
baseline
▲ 0.50% · 4.625%
HK$212,607
+HK$12,195/mo
Deposit HK$17.72M · loan HK$41.35M · min. income ≈ HK$400,824/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$2,510,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,800
−HK$11,335/mo
▼ 0.25% · 3.875%
HK$215,427
−HK$5,708/mo
Today · 4.125%
HK$221,135
baseline
▲ 0.50% · 4.625%
HK$232,791
+HK$11,656/mo
Deposit HK$17.72M · loan HK$41.35M · min. income ≈ HK$442,270/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$2,510,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,468
−HK$15,204/mo
▼ 0.25% · 3.875%
HK$250,010
−HK$7,662/mo
Today · 4.125%
HK$257,672
baseline
▲ 0.50% · 4.625%
HK$273,351
+HK$15,679/mo
Deposit HK$5.91M · loan HK$53.17M · min. income ≈ HK$515,344/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$2,510,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,743
−HK$14,573/mo
▼ 0.25% · 3.875%
HK$276,977
−HK$7,339/mo
Today · 4.125%
HK$284,316
baseline
▲ 0.50% · 4.625%
HK$299,303
+HK$14,987/mo
Deposit HK$5.91M · loan HK$53.17M · min. income ≈ HK$568,632/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$2,510,652 · Scale 2, in force from 26 Feb 2026)