LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,708
−HK$8,447/mo
▼ 0.25% · 3.875%
HK$138,898
−HK$4,257/mo
Today · 4.125%
HK$143,155
baseline
▲ 0.50% · 4.625%
HK$151,866
+HK$8,711/mo
Deposit HK$29.54M · loan HK$29.54M · min. income ≈ HK$286,310/mo (50% DSR)
Upfront cash ≈ HK$32.05M (deposit + AVD stamp duty HK$2,510,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,861
−HK$8,096/mo
▼ 0.25% · 3.875%
HK$153,880
−HK$4,077/mo
Today · 4.125%
HK$157,957
baseline
▲ 0.50% · 4.625%
HK$166,283
+HK$8,326/mo
Deposit HK$29.54M · loan HK$29.54M · min. income ≈ HK$315,914/mo (50% DSR)
Upfront cash ≈ HK$32.05M (deposit + AVD stamp duty HK$2,510,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,649
−HK$10,137/mo
▼ 0.25% · 3.875%
HK$166,677
−HK$5,109/mo
Today · 4.125%
HK$171,786
baseline
▲ 0.50% · 4.625%
HK$182,239
+HK$10,453/mo
Deposit HK$23.63M · loan HK$35.45M · min. income ≈ HK$343,572/mo (50% DSR)
Upfront cash ≈ HK$26.14M (deposit + AVD stamp duty HK$2,510,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,833
−HK$9,716/mo
▼ 0.25% · 3.875%
HK$184,656
−HK$4,893/mo
Today · 4.125%
HK$189,549
baseline
▲ 0.50% · 4.625%
HK$199,540
+HK$9,991/mo
Deposit HK$23.63M · loan HK$35.45M · min. income ≈ HK$379,098/mo (50% DSR)
Upfront cash ≈ HK$26.14M (deposit + AVD stamp duty HK$2,510,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,591
−HK$11,826/mo
▼ 0.25% · 3.875%
HK$194,457
−HK$5,960/mo
Today · 4.125%
HK$200,417
baseline
▲ 0.50% · 4.625%
HK$212,612
+HK$12,195/mo
Deposit HK$17.72M · loan HK$41.35M · min. income ≈ HK$400,834/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$2,510,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,805
−HK$11,335/mo
▼ 0.25% · 3.875%
HK$215,432
−HK$5,708/mo
Today · 4.125%
HK$221,140
baseline
▲ 0.50% · 4.625%
HK$232,797
+HK$11,657/mo
Deposit HK$17.72M · loan HK$41.35M · min. income ≈ HK$442,280/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$2,510,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,474
−HK$15,205/mo
▼ 0.25% · 3.875%
HK$250,016
−HK$7,663/mo
Today · 4.125%
HK$257,679
baseline
▲ 0.50% · 4.625%
HK$273,358
+HK$15,679/mo
Deposit HK$5.91M · loan HK$53.17M · min. income ≈ HK$515,358/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$2,510,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,749
−HK$14,574/mo
▼ 0.25% · 3.875%
HK$276,984
−HK$7,339/mo
Today · 4.125%
HK$284,323
baseline
▲ 0.50% · 4.625%
HK$299,310
+HK$14,987/mo
Deposit HK$5.91M · loan HK$53.17M · min. income ≈ HK$568,646/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$2,510,714 · Scale 2, in force from 26 Feb 2026)