LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,717
−HK$8,448/mo
▼ 0.25% · 3.875%
HK$138,907
−HK$4,258/mo
Today · 4.125%
HK$143,165
baseline
▲ 0.50% · 4.625%
HK$151,876
+HK$8,711/mo
Deposit HK$29.54M · loan HK$29.54M · min. income ≈ HK$286,330/mo (50% DSR)
Upfront cash ≈ HK$32.05M (deposit + AVD stamp duty HK$2,510,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,871
−HK$8,097/mo
▼ 0.25% · 3.875%
HK$153,891
−HK$4,077/mo
Today · 4.125%
HK$157,968
baseline
▲ 0.50% · 4.625%
HK$166,295
+HK$8,327/mo
Deposit HK$29.54M · loan HK$29.54M · min. income ≈ HK$315,936/mo (50% DSR)
Upfront cash ≈ HK$32.05M (deposit + AVD stamp duty HK$2,510,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,660
−HK$10,138/mo
▼ 0.25% · 3.875%
HK$166,689
−HK$5,109/mo
Today · 4.125%
HK$171,798
baseline
▲ 0.50% · 4.625%
HK$182,251
+HK$10,453/mo
Deposit HK$23.63M · loan HK$35.45M · min. income ≈ HK$343,596/mo (50% DSR)
Upfront cash ≈ HK$26.14M (deposit + AVD stamp duty HK$2,510,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,845
−HK$9,717/mo
▼ 0.25% · 3.875%
HK$184,669
−HK$4,893/mo
Today · 4.125%
HK$189,562
baseline
▲ 0.50% · 4.625%
HK$199,554
+HK$9,992/mo
Deposit HK$23.63M · loan HK$35.45M · min. income ≈ HK$379,124/mo (50% DSR)
Upfront cash ≈ HK$26.14M (deposit + AVD stamp duty HK$2,510,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,604
−HK$11,827/mo
▼ 0.25% · 3.875%
HK$194,470
−HK$5,961/mo
Today · 4.125%
HK$200,431
baseline
▲ 0.50% · 4.625%
HK$212,626
+HK$12,195/mo
Deposit HK$17.72M · loan HK$41.36M · min. income ≈ HK$400,862/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$2,510,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,820
−HK$11,336/mo
▼ 0.25% · 3.875%
HK$215,447
−HK$5,709/mo
Today · 4.125%
HK$221,156
baseline
▲ 0.50% · 4.625%
HK$232,813
+HK$11,657/mo
Deposit HK$17.72M · loan HK$41.36M · min. income ≈ HK$442,312/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$2,510,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,490
−HK$15,207/mo
▼ 0.25% · 3.875%
HK$250,033
−HK$7,664/mo
Today · 4.125%
HK$257,697
baseline
▲ 0.50% · 4.625%
HK$273,377
+HK$15,680/mo
Deposit HK$5.91M · loan HK$53.17M · min. income ≈ HK$515,394/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$2,510,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,768
−HK$14,575/mo
▼ 0.25% · 3.875%
HK$277,003
−HK$7,340/mo
Today · 4.125%
HK$284,343
baseline
▲ 0.50% · 4.625%
HK$299,331
+HK$14,988/mo
Deposit HK$5.91M · loan HK$53.17M · min. income ≈ HK$568,686/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$2,510,888 · Scale 2, in force from 26 Feb 2026)