LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,722
−HK$8,448/mo
▼ 0.25% · 3.875%
HK$138,913
−HK$4,257/mo
Today · 4.125%
HK$143,170
baseline
▲ 0.50% · 4.625%
HK$151,882
+HK$8,712/mo
Deposit HK$29.54M · loan HK$29.54M · min. income ≈ HK$286,340/mo (50% DSR)
Upfront cash ≈ HK$32.05M (deposit + AVD stamp duty HK$2,510,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,877
−HK$8,097/mo
▼ 0.25% · 3.875%
HK$153,896
−HK$4,078/mo
Today · 4.125%
HK$157,974
baseline
▲ 0.50% · 4.625%
HK$166,301
+HK$8,327/mo
Deposit HK$29.54M · loan HK$29.54M · min. income ≈ HK$315,948/mo (50% DSR)
Upfront cash ≈ HK$32.05M (deposit + AVD stamp duty HK$2,510,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,666
−HK$10,138/mo
▼ 0.25% · 3.875%
HK$166,695
−HK$5,109/mo
Today · 4.125%
HK$171,804
baseline
▲ 0.50% · 4.625%
HK$182,258
+HK$10,454/mo
Deposit HK$23.63M · loan HK$35.45M · min. income ≈ HK$343,608/mo (50% DSR)
Upfront cash ≈ HK$26.14M (deposit + AVD stamp duty HK$2,510,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,852
−HK$9,717/mo
▼ 0.25% · 3.875%
HK$184,676
−HK$4,893/mo
Today · 4.125%
HK$189,569
baseline
▲ 0.50% · 4.625%
HK$199,561
+HK$9,992/mo
Deposit HK$23.63M · loan HK$35.45M · min. income ≈ HK$379,138/mo (50% DSR)
Upfront cash ≈ HK$26.14M (deposit + AVD stamp duty HK$2,510,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,611
−HK$11,827/mo
▼ 0.25% · 3.875%
HK$194,478
−HK$5,960/mo
Today · 4.125%
HK$200,438
baseline
▲ 0.50% · 4.625%
HK$212,634
+HK$12,196/mo
Deposit HK$17.72M · loan HK$41.36M · min. income ≈ HK$400,876/mo (50% DSR)
Upfront cash ≈ HK$20.24M (deposit + AVD stamp duty HK$2,510,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,828
−HK$11,336/mo
▼ 0.25% · 3.875%
HK$215,455
−HK$5,709/mo
Today · 4.125%
HK$221,164
baseline
▲ 0.50% · 4.625%
HK$232,822
+HK$11,658/mo
Deposit HK$17.72M · loan HK$41.36M · min. income ≈ HK$442,328/mo (50% DSR)
Upfront cash ≈ HK$20.24M (deposit + AVD stamp duty HK$2,510,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,500
−HK$15,206/mo
▼ 0.25% · 3.875%
HK$250,043
−HK$7,663/mo
Today · 4.125%
HK$257,706
baseline
▲ 0.50% · 4.625%
HK$273,387
+HK$15,681/mo
Deposit HK$5.91M · loan HK$53.17M · min. income ≈ HK$515,412/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$2,510,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,778
−HK$14,576/mo
▼ 0.25% · 3.875%
HK$277,014
−HK$7,340/mo
Today · 4.125%
HK$284,354
baseline
▲ 0.50% · 4.625%
HK$299,342
+HK$14,988/mo
Deposit HK$5.91M · loan HK$53.17M · min. income ≈ HK$568,708/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$2,510,983 · Scale 2, in force from 26 Feb 2026)