LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,473
−HK$844/mo
▼ 0.25% · 3.875%
HK$13,892
−HK$425/mo
Today · 4.125%
HK$14,317
baseline
▲ 0.50% · 4.625%
HK$15,189
+HK$872/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$28,634/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$132,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,988
−HK$810/mo
▼ 0.25% · 3.875%
HK$15,390
−HK$408/mo
Today · 4.125%
HK$15,798
baseline
▲ 0.50% · 4.625%
HK$16,631
+HK$833/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$31,596/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$132,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,167
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$16,670
−HK$511/mo
Today · 4.125%
HK$17,181
baseline
▲ 0.50% · 4.625%
HK$18,226
+HK$1,045/mo
Deposit HK$2.36M · loan HK$3.55M · min. income ≈ HK$34,362/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$132,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,986
−HK$971/mo
▼ 0.25% · 3.875%
HK$18,468
−HK$489/mo
Today · 4.125%
HK$18,957
baseline
▲ 0.50% · 4.625%
HK$19,957
+HK$1,000/mo
Deposit HK$2.36M · loan HK$3.55M · min. income ≈ HK$37,914/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$132,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,862
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,448
−HK$596/mo
Today · 4.125%
HK$20,044
baseline
▲ 0.50% · 4.625%
HK$21,264
+HK$1,220/mo
Deposit HK$1.77M · loan HK$4.14M · min. income ≈ HK$40,088/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$132,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,983
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$21,546
−HK$571/mo
Today · 4.125%
HK$22,117
baseline
▲ 0.50% · 4.625%
HK$23,283
+HK$1,166/mo
Deposit HK$1.77M · loan HK$4.14M · min. income ≈ HK$44,234/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$132,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,251
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$25,005
−HK$766/mo
Today · 4.125%
HK$25,771
baseline
▲ 0.50% · 4.625%
HK$27,339
+HK$1,568/mo
Deposit HK$591K · loan HK$5.32M · min. income ≈ HK$51,542/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$132,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,979
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,702
−HK$734/mo
Today · 4.125%
HK$28,436
baseline
▲ 0.50% · 4.625%
HK$29,935
+HK$1,499/mo
Deposit HK$591K · loan HK$5.32M · min. income ≈ HK$56,872/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$132,938 · Scale 2, in force from 26 Feb 2026)