LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,476
−HK$845/mo
▼ 0.25% · 3.875%
HK$13,895
−HK$426/mo
Today · 4.125%
HK$14,321
baseline
▲ 0.50% · 4.625%
HK$15,192
+HK$871/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$28,642/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$132,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,992
−HK$809/mo
▼ 0.25% · 3.875%
HK$15,394
−HK$407/mo
Today · 4.125%
HK$15,801
baseline
▲ 0.50% · 4.625%
HK$16,634
+HK$833/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$31,602/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$132,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,171
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$16,674
−HK$511/mo
Today · 4.125%
HK$17,185
baseline
▲ 0.50% · 4.625%
HK$18,230
+HK$1,045/mo
Deposit HK$2.36M · loan HK$3.55M · min. income ≈ HK$34,370/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$132,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,990
−HK$972/mo
▼ 0.25% · 3.875%
HK$18,472
−HK$490/mo
Today · 4.125%
HK$18,962
baseline
▲ 0.50% · 4.625%
HK$19,961
+HK$999/mo
Deposit HK$2.36M · loan HK$3.55M · min. income ≈ HK$37,924/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$132,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,866
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,453
−HK$596/mo
Today · 4.125%
HK$20,049
baseline
▲ 0.50% · 4.625%
HK$21,269
+HK$1,220/mo
Deposit HK$1.77M · loan HK$4.14M · min. income ≈ HK$40,098/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$132,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,988
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$21,551
−HK$571/mo
Today · 4.125%
HK$22,122
baseline
▲ 0.50% · 4.625%
HK$23,288
+HK$1,166/mo
Deposit HK$1.77M · loan HK$4.14M · min. income ≈ HK$44,244/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$132,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,256
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,011
−HK$766/mo
Today · 4.125%
HK$25,777
baseline
▲ 0.50% · 4.625%
HK$27,346
+HK$1,569/mo
Deposit HK$591K · loan HK$5.32M · min. income ≈ HK$51,554/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$132,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,985
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,708
−HK$735/mo
Today · 4.125%
HK$28,443
baseline
▲ 0.50% · 4.625%
HK$29,942
+HK$1,499/mo
Deposit HK$591K · loan HK$5.32M · min. income ≈ HK$56,886/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$132,969 · Scale 2, in force from 26 Feb 2026)