LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,476
−HK$845/mo
▼ 0.25% · 3.875%
HK$13,895
−HK$426/mo
Today · 4.125%
HK$14,321
baseline
▲ 0.50% · 4.625%
HK$15,192
+HK$871/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$28,642/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$132,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,992
−HK$810/mo
▼ 0.25% · 3.875%
HK$15,394
−HK$408/mo
Today · 4.125%
HK$15,802
baseline
▲ 0.50% · 4.625%
HK$16,635
+HK$833/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$31,604/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$132,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,171
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$16,674
−HK$511/mo
Today · 4.125%
HK$17,185
baseline
▲ 0.50% · 4.625%
HK$18,231
+HK$1,046/mo
Deposit HK$2.36M · loan HK$3.55M · min. income ≈ HK$34,370/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$132,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,990
−HK$972/mo
▼ 0.25% · 3.875%
HK$18,473
−HK$489/mo
Today · 4.125%
HK$18,962
baseline
▲ 0.50% · 4.625%
HK$19,962
+HK$1,000/mo
Deposit HK$2.36M · loan HK$3.55M · min. income ≈ HK$37,924/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$132,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,866
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,453
−HK$596/mo
Today · 4.125%
HK$20,049
baseline
▲ 0.50% · 4.625%
HK$21,269
+HK$1,220/mo
Deposit HK$1.77M · loan HK$4.14M · min. income ≈ HK$40,098/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$132,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,989
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$21,551
−HK$572/mo
Today · 4.125%
HK$22,123
baseline
▲ 0.50% · 4.625%
HK$23,289
+HK$1,166/mo
Deposit HK$1.77M · loan HK$4.14M · min. income ≈ HK$44,246/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$132,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,257
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,011
−HK$767/mo
Today · 4.125%
HK$25,778
baseline
▲ 0.50% · 4.625%
HK$27,346
+HK$1,568/mo
Deposit HK$591K · loan HK$5.32M · min. income ≈ HK$51,556/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$132,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,985
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,709
−HK$734/mo
Today · 4.125%
HK$28,443
baseline
▲ 0.50% · 4.625%
HK$29,943
+HK$1,500/mo
Deposit HK$591K · loan HK$5.32M · min. income ≈ HK$56,886/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$132,972 · Scale 2, in force from 26 Feb 2026)