LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,477
−HK$845/mo
▼ 0.25% · 3.875%
HK$13,896
−HK$426/mo
Today · 4.125%
HK$14,322
baseline
▲ 0.50% · 4.625%
HK$15,193
+HK$871/mo
Deposit HK$2.96M · loan HK$2.96M · min. income ≈ HK$28,644/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$132,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,993
−HK$810/mo
▼ 0.25% · 3.875%
HK$15,395
−HK$408/mo
Today · 4.125%
HK$15,803
baseline
▲ 0.50% · 4.625%
HK$16,635
+HK$832/mo
Deposit HK$2.96M · loan HK$2.96M · min. income ≈ HK$31,606/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$132,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,172
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$16,675
−HK$511/mo
Today · 4.125%
HK$17,186
baseline
▲ 0.50% · 4.625%
HK$18,232
+HK$1,046/mo
Deposit HK$2.36M · loan HK$3.55M · min. income ≈ HK$34,372/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$132,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,991
−HK$972/mo
▼ 0.25% · 3.875%
HK$18,474
−HK$489/mo
Today · 4.125%
HK$18,963
baseline
▲ 0.50% · 4.625%
HK$19,963
+HK$1,000/mo
Deposit HK$2.36M · loan HK$3.55M · min. income ≈ HK$37,926/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$132,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,867
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,454
−HK$596/mo
Today · 4.125%
HK$20,050
baseline
▲ 0.50% · 4.625%
HK$21,270
+HK$1,220/mo
Deposit HK$1.77M · loan HK$4.14M · min. income ≈ HK$40,100/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$132,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,990
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$21,552
−HK$572/mo
Today · 4.125%
HK$22,124
baseline
▲ 0.50% · 4.625%
HK$23,290
+HK$1,166/mo
Deposit HK$1.77M · loan HK$4.14M · min. income ≈ HK$44,248/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$132,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,258
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,012
−HK$767/mo
Today · 4.125%
HK$25,779
baseline
▲ 0.50% · 4.625%
HK$27,348
+HK$1,569/mo
Deposit HK$591K · loan HK$5.32M · min. income ≈ HK$51,558/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$132,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,987
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,710
−HK$735/mo
Today · 4.125%
HK$28,445
baseline
▲ 0.50% · 4.625%
HK$29,944
+HK$1,499/mo
Deposit HK$591K · loan HK$5.32M · min. income ≈ HK$56,890/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$132,978 · Scale 2, in force from 26 Feb 2026)