LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,768
−HK$8,451/mo
▼ 0.25% · 3.875%
HK$138,960
−HK$4,259/mo
Today · 4.125%
HK$143,219
baseline
▲ 0.50% · 4.625%
HK$151,934
+HK$8,715/mo
Deposit HK$29.55M · loan HK$29.55M · min. income ≈ HK$286,438/mo (50% DSR)
Upfront cash ≈ HK$32.06M (deposit + AVD stamp duty HK$2,511,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,928
−HK$8,100/mo
▼ 0.25% · 3.875%
HK$153,949
−HK$4,079/mo
Today · 4.125%
HK$158,028
baseline
▲ 0.50% · 4.625%
HK$166,358
+HK$8,330/mo
Deposit HK$29.55M · loan HK$29.55M · min. income ≈ HK$316,056/mo (50% DSR)
Upfront cash ≈ HK$32.06M (deposit + AVD stamp duty HK$2,511,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,722
−HK$10,141/mo
▼ 0.25% · 3.875%
HK$166,752
−HK$5,111/mo
Today · 4.125%
HK$171,863
baseline
▲ 0.50% · 4.625%
HK$182,321
+HK$10,458/mo
Deposit HK$23.64M · loan HK$35.46M · min. income ≈ HK$343,726/mo (50% DSR)
Upfront cash ≈ HK$26.15M (deposit + AVD stamp duty HK$2,511,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,914
−HK$9,720/mo
▼ 0.25% · 3.875%
HK$184,739
−HK$4,895/mo
Today · 4.125%
HK$189,634
baseline
▲ 0.50% · 4.625%
HK$199,630
+HK$9,996/mo
Deposit HK$23.64M · loan HK$35.46M · min. income ≈ HK$379,268/mo (50% DSR)
Upfront cash ≈ HK$26.15M (deposit + AVD stamp duty HK$2,511,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,675
−HK$11,832/mo
▼ 0.25% · 3.875%
HK$194,544
−HK$5,963/mo
Today · 4.125%
HK$200,507
baseline
▲ 0.50% · 4.625%
HK$212,707
+HK$12,200/mo
Deposit HK$17.73M · loan HK$41.37M · min. income ≈ HK$401,014/mo (50% DSR)
Upfront cash ≈ HK$20.24M (deposit + AVD stamp duty HK$2,511,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,899
−HK$11,341/mo
▼ 0.25% · 3.875%
HK$215,529
−HK$5,711/mo
Today · 4.125%
HK$221,240
baseline
▲ 0.50% · 4.625%
HK$232,901
+HK$11,661/mo
Deposit HK$17.73M · loan HK$41.37M · min. income ≈ HK$442,480/mo (50% DSR)
Upfront cash ≈ HK$20.24M (deposit + AVD stamp duty HK$2,511,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,583
−HK$15,212/mo
▼ 0.25% · 3.875%
HK$250,128
−HK$7,667/mo
Today · 4.125%
HK$257,795
baseline
▲ 0.50% · 4.625%
HK$273,481
+HK$15,686/mo
Deposit HK$5.91M · loan HK$53.19M · min. income ≈ HK$515,590/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$2,511,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,871
−HK$14,580/mo
▼ 0.25% · 3.875%
HK$277,108
−HK$7,343/mo
Today · 4.125%
HK$284,451
baseline
▲ 0.50% · 4.625%
HK$299,445
+HK$14,994/mo
Deposit HK$5.91M · loan HK$53.19M · min. income ≈ HK$568,902/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$2,511,843 · Scale 2, in force from 26 Feb 2026)