LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,771
−HK$8,451/mo
▼ 0.25% · 3.875%
HK$138,963
−HK$4,259/mo
Today · 4.125%
HK$143,222
baseline
▲ 0.50% · 4.625%
HK$151,937
+HK$8,715/mo
Deposit HK$29.55M · loan HK$29.55M · min. income ≈ HK$286,444/mo (50% DSR)
Upfront cash ≈ HK$32.06M (deposit + AVD stamp duty HK$2,511,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,931
−HK$8,100/mo
▼ 0.25% · 3.875%
HK$153,952
−HK$4,079/mo
Today · 4.125%
HK$158,031
baseline
▲ 0.50% · 4.625%
HK$166,361
+HK$8,330/mo
Deposit HK$29.55M · loan HK$29.55M · min. income ≈ HK$316,062/mo (50% DSR)
Upfront cash ≈ HK$32.06M (deposit + AVD stamp duty HK$2,511,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,725
−HK$10,141/mo
▼ 0.25% · 3.875%
HK$166,755
−HK$5,111/mo
Today · 4.125%
HK$171,866
baseline
▲ 0.50% · 4.625%
HK$182,324
+HK$10,458/mo
Deposit HK$23.64M · loan HK$35.46M · min. income ≈ HK$343,732/mo (50% DSR)
Upfront cash ≈ HK$26.15M (deposit + AVD stamp duty HK$2,511,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,917
−HK$9,720/mo
▼ 0.25% · 3.875%
HK$184,742
−HK$4,895/mo
Today · 4.125%
HK$189,637
baseline
▲ 0.50% · 4.625%
HK$199,634
+HK$9,997/mo
Deposit HK$23.64M · loan HK$35.46M · min. income ≈ HK$379,274/mo (50% DSR)
Upfront cash ≈ HK$26.15M (deposit + AVD stamp duty HK$2,511,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,679
−HK$11,832/mo
▼ 0.25% · 3.875%
HK$194,548
−HK$5,963/mo
Today · 4.125%
HK$200,511
baseline
▲ 0.50% · 4.625%
HK$212,711
+HK$12,200/mo
Deposit HK$17.73M · loan HK$41.37M · min. income ≈ HK$401,022/mo (50% DSR)
Upfront cash ≈ HK$20.24M (deposit + AVD stamp duty HK$2,511,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,903
−HK$11,341/mo
▼ 0.25% · 3.875%
HK$215,533
−HK$5,711/mo
Today · 4.125%
HK$221,244
baseline
▲ 0.50% · 4.625%
HK$232,906
+HK$11,662/mo
Deposit HK$17.73M · loan HK$41.37M · min. income ≈ HK$442,488/mo (50% DSR)
Upfront cash ≈ HK$20.24M (deposit + AVD stamp duty HK$2,511,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,587
−HK$15,212/mo
▼ 0.25% · 3.875%
HK$250,133
−HK$7,666/mo
Today · 4.125%
HK$257,799
baseline
▲ 0.50% · 4.625%
HK$273,486
+HK$15,687/mo
Deposit HK$5.91M · loan HK$53.19M · min. income ≈ HK$515,598/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$2,511,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,876
−HK$14,580/mo
▼ 0.25% · 3.875%
HK$277,114
−HK$7,342/mo
Today · 4.125%
HK$284,456
baseline
▲ 0.50% · 4.625%
HK$299,450
+HK$14,994/mo
Deposit HK$5.91M · loan HK$53.19M · min. income ≈ HK$568,912/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$2,511,889 · Scale 2, in force from 26 Feb 2026)