LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,786
−HK$8,452/mo
▼ 0.25% · 3.875%
HK$138,978
−HK$4,260/mo
Today · 4.125%
HK$143,238
baseline
▲ 0.50% · 4.625%
HK$151,953
+HK$8,715/mo
Deposit HK$29.55M · loan HK$29.55M · min. income ≈ HK$286,476/mo (50% DSR)
Upfront cash ≈ HK$32.07M (deposit + AVD stamp duty HK$2,512,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,948
−HK$8,101/mo
▼ 0.25% · 3.875%
HK$153,969
−HK$4,080/mo
Today · 4.125%
HK$158,049
baseline
▲ 0.50% · 4.625%
HK$166,380
+HK$8,331/mo
Deposit HK$29.55M · loan HK$29.55M · min. income ≈ HK$316,098/mo (50% DSR)
Upfront cash ≈ HK$32.07M (deposit + AVD stamp duty HK$2,512,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,743
−HK$10,142/mo
▼ 0.25% · 3.875%
HK$166,774
−HK$5,111/mo
Today · 4.125%
HK$171,885
baseline
▲ 0.50% · 4.625%
HK$182,344
+HK$10,459/mo
Deposit HK$23.64M · loan HK$35.47M · min. income ≈ HK$343,770/mo (50% DSR)
Upfront cash ≈ HK$26.16M (deposit + AVD stamp duty HK$2,512,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,937
−HK$9,722/mo
▼ 0.25% · 3.875%
HK$184,763
−HK$4,896/mo
Today · 4.125%
HK$189,659
baseline
▲ 0.50% · 4.625%
HK$199,656
+HK$9,997/mo
Deposit HK$23.64M · loan HK$35.47M · min. income ≈ HK$379,318/mo (50% DSR)
Upfront cash ≈ HK$26.16M (deposit + AVD stamp duty HK$2,512,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,700
−HK$11,833/mo
▼ 0.25% · 3.875%
HK$194,569
−HK$5,964/mo
Today · 4.125%
HK$200,533
baseline
▲ 0.50% · 4.625%
HK$212,735
+HK$12,202/mo
Deposit HK$17.73M · loan HK$41.38M · min. income ≈ HK$401,066/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$2,512,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,927
−HK$11,341/mo
▼ 0.25% · 3.875%
HK$215,557
−HK$5,711/mo
Today · 4.125%
HK$221,268
baseline
▲ 0.50% · 4.625%
HK$232,932
+HK$11,664/mo
Deposit HK$17.73M · loan HK$41.38M · min. income ≈ HK$442,536/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$2,512,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,614
−HK$15,214/mo
▼ 0.25% · 3.875%
HK$250,161
−HK$7,667/mo
Today · 4.125%
HK$257,828
baseline
▲ 0.50% · 4.625%
HK$273,516
+HK$15,688/mo
Deposit HK$5.91M · loan HK$53.20M · min. income ≈ HK$515,656/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$2,512,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,906
−HK$14,582/mo
▼ 0.25% · 3.875%
HK$277,144
−HK$7,344/mo
Today · 4.125%
HK$284,488
baseline
▲ 0.50% · 4.625%
HK$299,484
+HK$14,996/mo
Deposit HK$5.91M · loan HK$53.20M · min. income ≈ HK$568,976/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$2,512,168 · Scale 2, in force from 26 Feb 2026)