LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,802
−HK$8,453/mo
▼ 0.25% · 3.875%
HK$138,995
−HK$4,260/mo
Today · 4.125%
HK$143,255
baseline
▲ 0.50% · 4.625%
HK$151,972
+HK$8,717/mo
Deposit HK$29.56M · loan HK$29.56M · min. income ≈ HK$286,510/mo (50% DSR)
Upfront cash ≈ HK$32.07M (deposit + AVD stamp duty HK$2,512,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,966
−HK$8,102/mo
▼ 0.25% · 3.875%
HK$153,988
−HK$4,080/mo
Today · 4.125%
HK$158,068
baseline
▲ 0.50% · 4.625%
HK$166,400
+HK$8,332/mo
Deposit HK$29.56M · loan HK$29.56M · min. income ≈ HK$316,136/mo (50% DSR)
Upfront cash ≈ HK$32.07M (deposit + AVD stamp duty HK$2,512,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,763
−HK$10,143/mo
▼ 0.25% · 3.875%
HK$166,794
−HK$5,112/mo
Today · 4.125%
HK$171,906
baseline
▲ 0.50% · 4.625%
HK$182,367
+HK$10,461/mo
Deposit HK$23.65M · loan HK$35.47M · min. income ≈ HK$343,812/mo (50% DSR)
Upfront cash ≈ HK$26.16M (deposit + AVD stamp duty HK$2,512,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,959
−HK$9,723/mo
▼ 0.25% · 3.875%
HK$184,786
−HK$4,896/mo
Today · 4.125%
HK$189,682
baseline
▲ 0.50% · 4.625%
HK$199,680
+HK$9,998/mo
Deposit HK$23.65M · loan HK$35.47M · min. income ≈ HK$379,364/mo (50% DSR)
Upfront cash ≈ HK$26.16M (deposit + AVD stamp duty HK$2,512,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,723
−HK$11,835/mo
▼ 0.25% · 3.875%
HK$194,593
−HK$5,965/mo
Today · 4.125%
HK$200,558
baseline
▲ 0.50% · 4.625%
HK$212,761
+HK$12,203/mo
Deposit HK$17.74M · loan HK$41.38M · min. income ≈ HK$401,116/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$2,512,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,952
−HK$11,343/mo
▼ 0.25% · 3.875%
HK$215,583
−HK$5,712/mo
Today · 4.125%
HK$221,295
baseline
▲ 0.50% · 4.625%
HK$232,960
+HK$11,665/mo
Deposit HK$17.74M · loan HK$41.38M · min. income ≈ HK$442,590/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$2,512,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,644
−HK$15,216/mo
▼ 0.25% · 3.875%
HK$250,191
−HK$7,669/mo
Today · 4.125%
HK$257,860
baseline
▲ 0.50% · 4.625%
HK$273,550
+HK$15,690/mo
Deposit HK$5.91M · loan HK$53.21M · min. income ≈ HK$515,720/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$2,512,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,939
−HK$14,584/mo
▼ 0.25% · 3.875%
HK$277,178
−HK$7,345/mo
Today · 4.125%
HK$284,523
baseline
▲ 0.50% · 4.625%
HK$299,520
+HK$14,997/mo
Deposit HK$5.91M · loan HK$53.21M · min. income ≈ HK$569,046/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$2,512,476 · Scale 2, in force from 26 Feb 2026)