LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,480
−HK$846/mo
▼ 0.25% · 3.875%
HK$13,900
−HK$426/mo
Today · 4.125%
HK$14,326
baseline
▲ 0.50% · 4.625%
HK$15,197
+HK$871/mo
Deposit HK$2.96M · loan HK$2.96M · min. income ≈ HK$28,652/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$133,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,997
−HK$810/mo
▼ 0.25% · 3.875%
HK$15,399
−HK$408/mo
Today · 4.125%
HK$15,807
baseline
▲ 0.50% · 4.625%
HK$16,640
+HK$833/mo
Deposit HK$2.96M · loan HK$2.96M · min. income ≈ HK$31,614/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$133,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,177
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$16,680
−HK$511/mo
Today · 4.125%
HK$17,191
baseline
▲ 0.50% · 4.625%
HK$18,237
+HK$1,046/mo
Deposit HK$2.36M · loan HK$3.55M · min. income ≈ HK$34,382/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$133,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,996
−HK$972/mo
▼ 0.25% · 3.875%
HK$18,479
−HK$489/mo
Today · 4.125%
HK$18,968
baseline
▲ 0.50% · 4.625%
HK$19,968
+HK$1,000/mo
Deposit HK$2.36M · loan HK$3.55M · min. income ≈ HK$37,936/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$133,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,873
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,460
−HK$596/mo
Today · 4.125%
HK$20,056
baseline
▲ 0.50% · 4.625%
HK$21,276
+HK$1,220/mo
Deposit HK$1.77M · loan HK$4.14M · min. income ≈ HK$40,112/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,996
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$21,559
−HK$571/mo
Today · 4.125%
HK$22,130
baseline
▲ 0.50% · 4.625%
HK$23,296
+HK$1,166/mo
Deposit HK$1.77M · loan HK$4.14M · min. income ≈ HK$44,260/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,265
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,020
−HK$766/mo
Today · 4.125%
HK$25,786
baseline
▲ 0.50% · 4.625%
HK$27,355
+HK$1,569/mo
Deposit HK$591K · loan HK$5.32M · min. income ≈ HK$51,572/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$133,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,994
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,718
−HK$735/mo
Today · 4.125%
HK$28,453
baseline
▲ 0.50% · 4.625%
HK$29,952
+HK$1,499/mo
Deposit HK$591K · loan HK$5.32M · min. income ≈ HK$56,906/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$133,016 · Scale 2, in force from 26 Feb 2026)