LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,816
−HK$8,455/mo
▼ 0.25% · 3.875%
HK$139,010
−HK$4,261/mo
Today · 4.125%
HK$143,271
baseline
▲ 0.50% · 4.625%
HK$151,988
+HK$8,717/mo
Deposit HK$29.56M · loan HK$29.56M · min. income ≈ HK$286,542/mo (50% DSR)
Upfront cash ≈ HK$32.07M (deposit + AVD stamp duty HK$2,512,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,982
−HK$8,103/mo
▼ 0.25% · 3.875%
HK$154,004
−HK$4,081/mo
Today · 4.125%
HK$158,085
baseline
▲ 0.50% · 4.625%
HK$166,418
+HK$8,333/mo
Deposit HK$29.56M · loan HK$29.56M · min. income ≈ HK$316,170/mo (50% DSR)
Upfront cash ≈ HK$32.07M (deposit + AVD stamp duty HK$2,512,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,780
−HK$10,145/mo
▼ 0.25% · 3.875%
HK$166,812
−HK$5,113/mo
Today · 4.125%
HK$171,925
baseline
▲ 0.50% · 4.625%
HK$182,386
+HK$10,461/mo
Deposit HK$23.65M · loan HK$35.47M · min. income ≈ HK$343,850/mo (50% DSR)
Upfront cash ≈ HK$26.16M (deposit + AVD stamp duty HK$2,512,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,978
−HK$9,724/mo
▼ 0.25% · 3.875%
HK$184,805
−HK$4,897/mo
Today · 4.125%
HK$189,702
baseline
▲ 0.50% · 4.625%
HK$199,702
+HK$10,000/mo
Deposit HK$23.65M · loan HK$35.47M · min. income ≈ HK$379,404/mo (50% DSR)
Upfront cash ≈ HK$26.16M (deposit + AVD stamp duty HK$2,512,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,743
−HK$11,836/mo
▼ 0.25% · 3.875%
HK$194,614
−HK$5,965/mo
Today · 4.125%
HK$200,579
baseline
▲ 0.50% · 4.625%
HK$212,784
+HK$12,205/mo
Deposit HK$17.74M · loan HK$41.39M · min. income ≈ HK$401,158/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$2,512,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,975
−HK$11,344/mo
▼ 0.25% · 3.875%
HK$215,606
−HK$5,713/mo
Today · 4.125%
HK$221,319
baseline
▲ 0.50% · 4.625%
HK$232,985
+HK$11,666/mo
Deposit HK$17.74M · loan HK$41.39M · min. income ≈ HK$442,638/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$2,512,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,670
−HK$15,217/mo
▼ 0.25% · 3.875%
HK$250,218
−HK$7,669/mo
Today · 4.125%
HK$257,887
baseline
▲ 0.50% · 4.625%
HK$273,579
+HK$15,692/mo
Deposit HK$5.91M · loan HK$53.21M · min. income ≈ HK$515,774/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$2,512,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,968
−HK$14,585/mo
▼ 0.25% · 3.875%
HK$277,208
−HK$7,345/mo
Today · 4.125%
HK$284,553
baseline
▲ 0.50% · 4.625%
HK$299,552
+HK$14,999/mo
Deposit HK$5.91M · loan HK$53.21M · min. income ≈ HK$569,106/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$2,512,744 · Scale 2, in force from 26 Feb 2026)