LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,831
−HK$8,455/mo
▼ 0.25% · 3.875%
HK$139,025
−HK$4,261/mo
Today · 4.125%
HK$143,286
baseline
▲ 0.50% · 4.625%
HK$152,005
+HK$8,719/mo
Deposit HK$29.56M · loan HK$29.56M · min. income ≈ HK$286,572/mo (50% DSR)
Upfront cash ≈ HK$32.08M (deposit + AVD stamp duty HK$2,513,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,998
−HK$8,104/mo
▼ 0.25% · 3.875%
HK$154,021
−HK$4,081/mo
Today · 4.125%
HK$158,102
baseline
▲ 0.50% · 4.625%
HK$166,436
+HK$8,334/mo
Deposit HK$29.56M · loan HK$29.56M · min. income ≈ HK$316,204/mo (50% DSR)
Upfront cash ≈ HK$32.08M (deposit + AVD stamp duty HK$2,513,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,797
−HK$10,146/mo
▼ 0.25% · 3.875%
HK$166,830
−HK$5,113/mo
Today · 4.125%
HK$171,943
baseline
▲ 0.50% · 4.625%
HK$182,405
+HK$10,462/mo
Deposit HK$23.65M · loan HK$35.48M · min. income ≈ HK$343,886/mo (50% DSR)
Upfront cash ≈ HK$26.16M (deposit + AVD stamp duty HK$2,513,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,998
−HK$9,724/mo
▼ 0.25% · 3.875%
HK$184,825
−HK$4,897/mo
Today · 4.125%
HK$189,722
baseline
▲ 0.50% · 4.625%
HK$199,723
+HK$10,001/mo
Deposit HK$23.65M · loan HK$35.48M · min. income ≈ HK$379,444/mo (50% DSR)
Upfront cash ≈ HK$26.16M (deposit + AVD stamp duty HK$2,513,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,763
−HK$11,837/mo
▼ 0.25% · 3.875%
HK$194,635
−HK$5,965/mo
Today · 4.125%
HK$200,600
baseline
▲ 0.50% · 4.625%
HK$212,806
+HK$12,206/mo
Deposit HK$17.74M · loan HK$41.39M · min. income ≈ HK$401,200/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$2,513,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,997
−HK$11,346/mo
▼ 0.25% · 3.875%
HK$215,629
−HK$5,714/mo
Today · 4.125%
HK$221,343
baseline
▲ 0.50% · 4.625%
HK$233,010
+HK$11,667/mo
Deposit HK$17.74M · loan HK$41.39M · min. income ≈ HK$442,686/mo (50% DSR)
Upfront cash ≈ HK$20.25M (deposit + AVD stamp duty HK$2,513,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,696
−HK$15,219/mo
▼ 0.25% · 3.875%
HK$250,245
−HK$7,670/mo
Today · 4.125%
HK$257,915
baseline
▲ 0.50% · 4.625%
HK$273,608
+HK$15,693/mo
Deposit HK$5.91M · loan HK$53.22M · min. income ≈ HK$515,830/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$2,513,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,996
−HK$14,587/mo
▼ 0.25% · 3.875%
HK$277,237
−HK$7,346/mo
Today · 4.125%
HK$284,583
baseline
▲ 0.50% · 4.625%
HK$299,584
+HK$15,001/mo
Deposit HK$5.91M · loan HK$53.22M · min. income ≈ HK$569,166/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$2,513,012 · Scale 2, in force from 26 Feb 2026)