LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,861
−HK$8,457/mo
▼ 0.25% · 3.875%
HK$139,056
−HK$4,262/mo
Today · 4.125%
HK$143,318
baseline
▲ 0.50% · 4.625%
HK$152,039
+HK$8,721/mo
Deposit HK$29.57M · loan HK$29.57M · min. income ≈ HK$286,636/mo (50% DSR)
Upfront cash ≈ HK$32.09M (deposit + AVD stamp duty HK$2,513,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,032
−HK$8,105/mo
▼ 0.25% · 3.875%
HK$154,055
−HK$4,082/mo
Today · 4.125%
HK$158,137
baseline
▲ 0.50% · 4.625%
HK$166,473
+HK$8,336/mo
Deposit HK$29.57M · loan HK$29.57M · min. income ≈ HK$316,274/mo (50% DSR)
Upfront cash ≈ HK$32.09M (deposit + AVD stamp duty HK$2,513,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,833
−HK$10,149/mo
▼ 0.25% · 3.875%
HK$166,867
−HK$5,115/mo
Today · 4.125%
HK$171,982
baseline
▲ 0.50% · 4.625%
HK$182,446
+HK$10,464/mo
Deposit HK$23.66M · loan HK$35.49M · min. income ≈ HK$343,964/mo (50% DSR)
Upfront cash ≈ HK$26.17M (deposit + AVD stamp duty HK$2,513,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,038
−HK$9,727/mo
▼ 0.25% · 3.875%
HK$184,866
−HK$4,899/mo
Today · 4.125%
HK$189,765
baseline
▲ 0.50% · 4.625%
HK$199,768
+HK$10,003/mo
Deposit HK$23.66M · loan HK$35.49M · min. income ≈ HK$379,530/mo (50% DSR)
Upfront cash ≈ HK$26.17M (deposit + AVD stamp duty HK$2,513,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,806
−HK$11,839/mo
▼ 0.25% · 3.875%
HK$194,678
−HK$5,967/mo
Today · 4.125%
HK$200,645
baseline
▲ 0.50% · 4.625%
HK$212,854
+HK$12,209/mo
Deposit HK$17.74M · loan HK$41.40M · min. income ≈ HK$401,290/mo (50% DSR)
Upfront cash ≈ HK$20.26M (deposit + AVD stamp duty HK$2,513,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,044
−HK$11,348/mo
▼ 0.25% · 3.875%
HK$215,678
−HK$5,714/mo
Today · 4.125%
HK$221,392
baseline
▲ 0.50% · 4.625%
HK$233,062
+HK$11,670/mo
Deposit HK$17.74M · loan HK$41.40M · min. income ≈ HK$442,784/mo (50% DSR)
Upfront cash ≈ HK$20.26M (deposit + AVD stamp duty HK$2,513,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,750
−HK$15,223/mo
▼ 0.25% · 3.875%
HK$250,301
−HK$7,672/mo
Today · 4.125%
HK$257,973
baseline
▲ 0.50% · 4.625%
HK$273,670
+HK$15,697/mo
Deposit HK$5.91M · loan HK$53.23M · min. income ≈ HK$515,946/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$2,513,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,057
−HK$14,590/mo
▼ 0.25% · 3.875%
HK$277,300
−HK$7,347/mo
Today · 4.125%
HK$284,647
baseline
▲ 0.50% · 4.625%
HK$299,651
+HK$15,004/mo
Deposit HK$5.91M · loan HK$53.23M · min. income ≈ HK$569,294/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$2,513,576 · Scale 2, in force from 26 Feb 2026)