LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,865
−HK$8,458/mo
▼ 0.25% · 3.875%
HK$139,061
−HK$4,262/mo
Today · 4.125%
HK$143,323
baseline
▲ 0.50% · 4.625%
HK$152,044
+HK$8,721/mo
Deposit HK$29.57M · loan HK$29.57M · min. income ≈ HK$286,646/mo (50% DSR)
Upfront cash ≈ HK$32.09M (deposit + AVD stamp duty HK$2,513,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,037
−HK$8,106/mo
▼ 0.25% · 3.875%
HK$154,060
−HK$4,083/mo
Today · 4.125%
HK$158,143
baseline
▲ 0.50% · 4.625%
HK$166,478
+HK$8,335/mo
Deposit HK$29.57M · loan HK$29.57M · min. income ≈ HK$316,286/mo (50% DSR)
Upfront cash ≈ HK$32.09M (deposit + AVD stamp duty HK$2,513,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,839
−HK$10,148/mo
▼ 0.25% · 3.875%
HK$166,873
−HK$5,114/mo
Today · 4.125%
HK$171,987
baseline
▲ 0.50% · 4.625%
HK$182,452
+HK$10,465/mo
Deposit HK$23.66M · loan HK$35.49M · min. income ≈ HK$343,974/mo (50% DSR)
Upfront cash ≈ HK$26.17M (deposit + AVD stamp duty HK$2,513,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,044
−HK$9,727/mo
▼ 0.25% · 3.875%
HK$184,872
−HK$4,899/mo
Today · 4.125%
HK$189,771
baseline
▲ 0.50% · 4.625%
HK$199,774
+HK$10,003/mo
Deposit HK$23.66M · loan HK$35.49M · min. income ≈ HK$379,542/mo (50% DSR)
Upfront cash ≈ HK$26.17M (deposit + AVD stamp duty HK$2,513,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,812
−HK$11,840/mo
▼ 0.25% · 3.875%
HK$194,685
−HK$5,967/mo
Today · 4.125%
HK$200,652
baseline
▲ 0.50% · 4.625%
HK$212,861
+HK$12,209/mo
Deposit HK$17.74M · loan HK$41.40M · min. income ≈ HK$401,304/mo (50% DSR)
Upfront cash ≈ HK$20.26M (deposit + AVD stamp duty HK$2,513,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,051
−HK$11,349/mo
▼ 0.25% · 3.875%
HK$215,685
−HK$5,715/mo
Today · 4.125%
HK$221,400
baseline
▲ 0.50% · 4.625%
HK$233,070
+HK$11,670/mo
Deposit HK$17.74M · loan HK$41.40M · min. income ≈ HK$442,800/mo (50% DSR)
Upfront cash ≈ HK$20.26M (deposit + AVD stamp duty HK$2,513,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,758
−HK$15,223/mo
▼ 0.25% · 3.875%
HK$250,309
−HK$7,672/mo
Today · 4.125%
HK$257,981
baseline
▲ 0.50% · 4.625%
HK$273,678
+HK$15,697/mo
Deposit HK$5.91M · loan HK$53.23M · min. income ≈ HK$515,962/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$2,513,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,066
−HK$14,591/mo
▼ 0.25% · 3.875%
HK$277,309
−HK$7,348/mo
Today · 4.125%
HK$284,657
baseline
▲ 0.50% · 4.625%
HK$299,661
+HK$15,004/mo
Deposit HK$5.91M · loan HK$53.23M · min. income ≈ HK$569,314/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$2,513,658 · Scale 2, in force from 26 Feb 2026)