LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,879
−HK$8,458/mo
▼ 0.25% · 3.875%
HK$139,075
−HK$4,262/mo
Today · 4.125%
HK$143,337
baseline
▲ 0.50% · 4.625%
HK$152,059
+HK$8,722/mo
Deposit HK$29.58M · loan HK$29.58M · min. income ≈ HK$286,674/mo (50% DSR)
Upfront cash ≈ HK$32.09M (deposit + AVD stamp duty HK$2,513,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,052
−HK$8,106/mo
▼ 0.25% · 3.875%
HK$154,076
−HK$4,082/mo
Today · 4.125%
HK$158,158
baseline
▲ 0.50% · 4.625%
HK$166,495
+HK$8,337/mo
Deposit HK$29.58M · loan HK$29.58M · min. income ≈ HK$316,316/mo (50% DSR)
Upfront cash ≈ HK$32.09M (deposit + AVD stamp duty HK$2,513,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,855
−HK$10,150/mo
▼ 0.25% · 3.875%
HK$166,890
−HK$5,115/mo
Today · 4.125%
HK$172,005
baseline
▲ 0.50% · 4.625%
HK$182,471
+HK$10,466/mo
Deposit HK$23.66M · loan HK$35.49M · min. income ≈ HK$344,010/mo (50% DSR)
Upfront cash ≈ HK$26.17M (deposit + AVD stamp duty HK$2,513,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,062
−HK$9,728/mo
▼ 0.25% · 3.875%
HK$184,891
−HK$4,899/mo
Today · 4.125%
HK$189,790
baseline
▲ 0.50% · 4.625%
HK$199,794
+HK$10,004/mo
Deposit HK$23.66M · loan HK$35.49M · min. income ≈ HK$379,580/mo (50% DSR)
Upfront cash ≈ HK$26.17M (deposit + AVD stamp duty HK$2,513,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,831
−HK$11,841/mo
▼ 0.25% · 3.875%
HK$194,704
−HK$5,968/mo
Today · 4.125%
HK$200,672
baseline
▲ 0.50% · 4.625%
HK$212,882
+HK$12,210/mo
Deposit HK$17.75M · loan HK$41.41M · min. income ≈ HK$401,344/mo (50% DSR)
Upfront cash ≈ HK$20.26M (deposit + AVD stamp duty HK$2,513,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,072
−HK$11,350/mo
▼ 0.25% · 3.875%
HK$215,706
−HK$5,716/mo
Today · 4.125%
HK$221,422
baseline
▲ 0.50% · 4.625%
HK$233,093
+HK$11,671/mo
Deposit HK$17.75M · loan HK$41.41M · min. income ≈ HK$442,844/mo (50% DSR)
Upfront cash ≈ HK$20.26M (deposit + AVD stamp duty HK$2,513,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,782
−HK$15,225/mo
▼ 0.25% · 3.875%
HK$250,334
−HK$7,673/mo
Today · 4.125%
HK$258,007
baseline
▲ 0.50% · 4.625%
HK$273,706
+HK$15,699/mo
Deposit HK$5.92M · loan HK$53.24M · min. income ≈ HK$516,014/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$2,513,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,093
−HK$14,592/mo
▼ 0.25% · 3.875%
HK$277,337
−HK$7,348/mo
Today · 4.125%
HK$284,685
baseline
▲ 0.50% · 4.625%
HK$299,691
+HK$15,006/mo
Deposit HK$5.92M · loan HK$53.24M · min. income ≈ HK$569,370/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$2,513,911 · Scale 2, in force from 26 Feb 2026)