LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,907
−HK$8,460/mo
▼ 0.25% · 3.875%
HK$139,104
−HK$4,263/mo
Today · 4.125%
HK$143,367
baseline
▲ 0.50% · 4.625%
HK$152,091
+HK$8,724/mo
Deposit HK$29.58M · loan HK$29.58M · min. income ≈ HK$286,734/mo (50% DSR)
Upfront cash ≈ HK$32.10M (deposit + AVD stamp duty HK$2,514,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,083
−HK$8,109/mo
▼ 0.25% · 3.875%
HK$154,108
−HK$4,084/mo
Today · 4.125%
HK$158,192
baseline
▲ 0.50% · 4.625%
HK$166,530
+HK$8,338/mo
Deposit HK$29.58M · loan HK$29.58M · min. income ≈ HK$316,384/mo (50% DSR)
Upfront cash ≈ HK$32.10M (deposit + AVD stamp duty HK$2,514,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,889
−HK$10,152/mo
▼ 0.25% · 3.875%
HK$166,924
−HK$5,117/mo
Today · 4.125%
HK$172,041
baseline
▲ 0.50% · 4.625%
HK$182,509
+HK$10,468/mo
Deposit HK$23.67M · loan HK$35.50M · min. income ≈ HK$344,082/mo (50% DSR)
Upfront cash ≈ HK$26.18M (deposit + AVD stamp duty HK$2,514,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,100
−HK$9,730/mo
▼ 0.25% · 3.875%
HK$184,930
−HK$4,900/mo
Today · 4.125%
HK$189,830
baseline
▲ 0.50% · 4.625%
HK$199,836
+HK$10,006/mo
Deposit HK$23.67M · loan HK$35.50M · min. income ≈ HK$379,660/mo (50% DSR)
Upfront cash ≈ HK$26.18M (deposit + AVD stamp duty HK$2,514,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,870
−HK$11,844/mo
▼ 0.25% · 3.875%
HK$194,745
−HK$5,969/mo
Today · 4.125%
HK$200,714
baseline
▲ 0.50% · 4.625%
HK$212,927
+HK$12,213/mo
Deposit HK$17.75M · loan HK$41.41M · min. income ≈ HK$401,428/mo (50% DSR)
Upfront cash ≈ HK$20.26M (deposit + AVD stamp duty HK$2,514,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,116
−HK$11,352/mo
▼ 0.25% · 3.875%
HK$215,751
−HK$5,717/mo
Today · 4.125%
HK$221,468
baseline
▲ 0.50% · 4.625%
HK$233,142
+HK$11,674/mo
Deposit HK$17.75M · loan HK$41.41M · min. income ≈ HK$442,936/mo (50% DSR)
Upfront cash ≈ HK$20.26M (deposit + AVD stamp duty HK$2,514,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,833
−HK$15,228/mo
▼ 0.25% · 3.875%
HK$250,387
−HK$7,674/mo
Today · 4.125%
HK$258,061
baseline
▲ 0.50% · 4.625%
HK$273,763
+HK$15,702/mo
Deposit HK$5.92M · loan HK$53.25M · min. income ≈ HK$516,122/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$2,514,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,149
−HK$14,596/mo
▼ 0.25% · 3.875%
HK$277,395
−HK$7,350/mo
Today · 4.125%
HK$284,745
baseline
▲ 0.50% · 4.625%
HK$299,754
+HK$15,009/mo
Deposit HK$5.92M · loan HK$53.25M · min. income ≈ HK$569,490/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$2,514,437 · Scale 2, in force from 26 Feb 2026)