LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,491
−HK$846/mo
▼ 0.25% · 3.875%
HK$13,911
−HK$426/mo
Today · 4.125%
HK$14,337
baseline
▲ 0.50% · 4.625%
HK$15,209
+HK$872/mo
Deposit HK$2.96M · loan HK$2.96M · min. income ≈ HK$28,674/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$133,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,009
−HK$810/mo
▼ 0.25% · 3.875%
HK$15,411
−HK$408/mo
Today · 4.125%
HK$15,819
baseline
▲ 0.50% · 4.625%
HK$16,653
+HK$834/mo
Deposit HK$2.96M · loan HK$2.96M · min. income ≈ HK$31,638/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$133,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,189
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$16,693
−HK$511/mo
Today · 4.125%
HK$17,204
baseline
▲ 0.50% · 4.625%
HK$18,251
+HK$1,047/mo
Deposit HK$2.37M · loan HK$3.55M · min. income ≈ HK$34,408/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$133,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,010
−HK$973/mo
▼ 0.25% · 3.875%
HK$18,493
−HK$490/mo
Today · 4.125%
HK$18,983
baseline
▲ 0.50% · 4.625%
HK$19,984
+HK$1,001/mo
Deposit HK$2.37M · loan HK$3.55M · min. income ≈ HK$37,966/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$133,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,887
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,475
−HK$597/mo
Today · 4.125%
HK$20,072
baseline
▲ 0.50% · 4.625%
HK$21,293
+HK$1,221/mo
Deposit HK$1.77M · loan HK$4.14M · min. income ≈ HK$40,144/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,012
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,576
−HK$571/mo
Today · 4.125%
HK$22,147
baseline
▲ 0.50% · 4.625%
HK$23,315
+HK$1,168/mo
Deposit HK$1.77M · loan HK$4.14M · min. income ≈ HK$44,294/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,284
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,039
−HK$768/mo
Today · 4.125%
HK$25,807
baseline
▲ 0.50% · 4.625%
HK$27,377
+HK$1,570/mo
Deposit HK$592K · loan HK$5.32M · min. income ≈ HK$51,614/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$133,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,015
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,740
−HK$735/mo
Today · 4.125%
HK$28,475
baseline
▲ 0.50% · 4.625%
HK$29,976
+HK$1,501/mo
Deposit HK$592K · loan HK$5.32M · min. income ≈ HK$56,950/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$133,120 · Scale 2, in force from 26 Feb 2026)