LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,492
−HK$846/mo
▼ 0.25% · 3.875%
HK$13,911
−HK$427/mo
Today · 4.125%
HK$14,338
baseline
▲ 0.50% · 4.625%
HK$15,210
+HK$872/mo
Deposit HK$2.96M · loan HK$2.96M · min. income ≈ HK$28,676/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$133,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,009
−HK$811/mo
▼ 0.25% · 3.875%
HK$15,412
−HK$408/mo
Today · 4.125%
HK$15,820
baseline
▲ 0.50% · 4.625%
HK$16,654
+HK$834/mo
Deposit HK$2.96M · loan HK$2.96M · min. income ≈ HK$31,640/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$133,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,190
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$16,694
−HK$511/mo
Today · 4.125%
HK$17,205
baseline
▲ 0.50% · 4.625%
HK$18,252
+HK$1,047/mo
Deposit HK$2.37M · loan HK$3.55M · min. income ≈ HK$34,410/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$133,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,011
−HK$973/mo
▼ 0.25% · 3.875%
HK$18,494
−HK$490/mo
Today · 4.125%
HK$18,984
baseline
▲ 0.50% · 4.625%
HK$19,985
+HK$1,001/mo
Deposit HK$2.37M · loan HK$3.55M · min. income ≈ HK$37,968/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$133,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,888
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,476
−HK$597/mo
Today · 4.125%
HK$20,073
baseline
▲ 0.50% · 4.625%
HK$21,294
+HK$1,221/mo
Deposit HK$1.78M · loan HK$4.14M · min. income ≈ HK$40,146/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,013
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,577
−HK$571/mo
Today · 4.125%
HK$22,148
baseline
▲ 0.50% · 4.625%
HK$23,316
+HK$1,168/mo
Deposit HK$1.78M · loan HK$4.14M · min. income ≈ HK$44,296/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,285
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,040
−HK$768/mo
Today · 4.125%
HK$25,808
baseline
▲ 0.50% · 4.625%
HK$27,378
+HK$1,570/mo
Deposit HK$592K · loan HK$5.33M · min. income ≈ HK$51,616/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$133,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,017
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,741
−HK$735/mo
Today · 4.125%
HK$28,476
baseline
▲ 0.50% · 4.625%
HK$29,977
+HK$1,501/mo
Deposit HK$592K · loan HK$5.33M · min. income ≈ HK$56,952/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$133,127 · Scale 2, in force from 26 Feb 2026)