LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,493
−HK$846/mo
▼ 0.25% · 3.875%
HK$13,912
−HK$427/mo
Today · 4.125%
HK$14,339
baseline
▲ 0.50% · 4.625%
HK$15,211
+HK$872/mo
Deposit HK$2.96M · loan HK$2.96M · min. income ≈ HK$28,678/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$133,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,011
−HK$811/mo
▼ 0.25% · 3.875%
HK$15,413
−HK$409/mo
Today · 4.125%
HK$15,822
baseline
▲ 0.50% · 4.625%
HK$16,655
+HK$833/mo
Deposit HK$2.96M · loan HK$2.96M · min. income ≈ HK$31,644/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$133,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,191
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$16,695
−HK$512/mo
Today · 4.125%
HK$17,207
baseline
▲ 0.50% · 4.625%
HK$18,254
+HK$1,047/mo
Deposit HK$2.37M · loan HK$3.55M · min. income ≈ HK$34,414/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$133,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,013
−HK$973/mo
▼ 0.25% · 3.875%
HK$18,496
−HK$490/mo
Today · 4.125%
HK$18,986
baseline
▲ 0.50% · 4.625%
HK$19,987
+HK$1,001/mo
Deposit HK$2.37M · loan HK$3.55M · min. income ≈ HK$37,972/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$133,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,890
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,477
−HK$597/mo
Today · 4.125%
HK$20,074
baseline
▲ 0.50% · 4.625%
HK$21,296
+HK$1,222/mo
Deposit HK$1.78M · loan HK$4.14M · min. income ≈ HK$40,148/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,015
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,578
−HK$572/mo
Today · 4.125%
HK$22,150
baseline
▲ 0.50% · 4.625%
HK$23,318
+HK$1,168/mo
Deposit HK$1.78M · loan HK$4.14M · min. income ≈ HK$44,300/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,287
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,042
−HK$768/mo
Today · 4.125%
HK$25,810
baseline
▲ 0.50% · 4.625%
HK$27,380
+HK$1,570/mo
Deposit HK$592K · loan HK$5.33M · min. income ≈ HK$51,620/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$133,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,019
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,744
−HK$735/mo
Today · 4.125%
HK$28,479
baseline
▲ 0.50% · 4.625%
HK$29,980
+HK$1,501/mo
Deposit HK$592K · loan HK$5.33M · min. income ≈ HK$56,958/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$133,138 · Scale 2, in force from 26 Feb 2026)