LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,935
−HK$8,462/mo
▼ 0.25% · 3.875%
HK$139,132
−HK$4,265/mo
Today · 4.125%
HK$143,397
baseline
▲ 0.50% · 4.625%
HK$152,122
+HK$8,725/mo
Deposit HK$29.59M · loan HK$29.59M · min. income ≈ HK$286,794/mo (50% DSR)
Upfront cash ≈ HK$32.10M (deposit + AVD stamp duty HK$2,514,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,114
−HK$8,110/mo
▼ 0.25% · 3.875%
HK$154,140
−HK$4,084/mo
Today · 4.125%
HK$158,224
baseline
▲ 0.50% · 4.625%
HK$166,564
+HK$8,340/mo
Deposit HK$29.59M · loan HK$29.59M · min. income ≈ HK$316,448/mo (50% DSR)
Upfront cash ≈ HK$32.10M (deposit + AVD stamp duty HK$2,514,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,922
−HK$10,154/mo
▼ 0.25% · 3.875%
HK$166,959
−HK$5,117/mo
Today · 4.125%
HK$172,076
baseline
▲ 0.50% · 4.625%
HK$182,546
+HK$10,470/mo
Deposit HK$23.67M · loan HK$35.51M · min. income ≈ HK$344,152/mo (50% DSR)
Upfront cash ≈ HK$26.19M (deposit + AVD stamp duty HK$2,514,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,137
−HK$9,732/mo
▼ 0.25% · 3.875%
HK$184,968
−HK$4,901/mo
Today · 4.125%
HK$189,869
baseline
▲ 0.50% · 4.625%
HK$199,877
+HK$10,008/mo
Deposit HK$23.67M · loan HK$35.51M · min. income ≈ HK$379,738/mo (50% DSR)
Upfront cash ≈ HK$26.19M (deposit + AVD stamp duty HK$2,514,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,909
−HK$11,846/mo
▼ 0.25% · 3.875%
HK$194,785
−HK$5,970/mo
Today · 4.125%
HK$200,755
baseline
▲ 0.50% · 4.625%
HK$212,971
+HK$12,216/mo
Deposit HK$17.75M · loan HK$41.42M · min. income ≈ HK$401,510/mo (50% DSR)
Upfront cash ≈ HK$20.27M (deposit + AVD stamp duty HK$2,514,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,159
−HK$11,355/mo
▼ 0.25% · 3.875%
HK$215,796
−HK$5,718/mo
Today · 4.125%
HK$221,514
baseline
▲ 0.50% · 4.625%
HK$233,190
+HK$11,676/mo
Deposit HK$17.75M · loan HK$41.42M · min. income ≈ HK$443,028/mo (50% DSR)
Upfront cash ≈ HK$20.27M (deposit + AVD stamp duty HK$2,514,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,883
−HK$15,231/mo
▼ 0.25% · 3.875%
HK$250,438
−HK$7,676/mo
Today · 4.125%
HK$258,114
baseline
▲ 0.50% · 4.625%
HK$273,820
+HK$15,706/mo
Deposit HK$5.92M · loan HK$53.26M · min. income ≈ HK$516,228/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$2,514,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,205
−HK$14,598/mo
▼ 0.25% · 3.875%
HK$277,452
−HK$7,351/mo
Today · 4.125%
HK$284,803
baseline
▲ 0.50% · 4.625%
HK$299,816
+HK$15,013/mo
Deposit HK$5.92M · loan HK$53.26M · min. income ≈ HK$569,606/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$2,514,953 · Scale 2, in force from 26 Feb 2026)