LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,944
−HK$8,463/mo
▼ 0.25% · 3.875%
HK$139,142
−HK$4,265/mo
Today · 4.125%
HK$143,407
baseline
▲ 0.50% · 4.625%
HK$152,133
+HK$8,726/mo
Deposit HK$29.59M · loan HK$29.59M · min. income ≈ HK$286,814/mo (50% DSR)
Upfront cash ≈ HK$32.10M (deposit + AVD stamp duty HK$2,515,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,124
−HK$8,111/mo
▼ 0.25% · 3.875%
HK$154,151
−HK$4,084/mo
Today · 4.125%
HK$158,235
baseline
▲ 0.50% · 4.625%
HK$166,576
+HK$8,341/mo
Deposit HK$29.59M · loan HK$29.59M · min. income ≈ HK$316,470/mo (50% DSR)
Upfront cash ≈ HK$32.10M (deposit + AVD stamp duty HK$2,515,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,933
−HK$10,155/mo
▼ 0.25% · 3.875%
HK$166,970
−HK$5,118/mo
Today · 4.125%
HK$172,088
baseline
▲ 0.50% · 4.625%
HK$182,559
+HK$10,471/mo
Deposit HK$23.67M · loan HK$35.51M · min. income ≈ HK$344,176/mo (50% DSR)
Upfront cash ≈ HK$26.19M (deposit + AVD stamp duty HK$2,515,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,149
−HK$9,733/mo
▼ 0.25% · 3.875%
HK$184,981
−HK$4,901/mo
Today · 4.125%
HK$189,882
baseline
▲ 0.50% · 4.625%
HK$199,891
+HK$10,009/mo
Deposit HK$23.67M · loan HK$35.51M · min. income ≈ HK$379,764/mo (50% DSR)
Upfront cash ≈ HK$26.19M (deposit + AVD stamp duty HK$2,515,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,922
−HK$11,847/mo
▼ 0.25% · 3.875%
HK$194,799
−HK$5,970/mo
Today · 4.125%
HK$200,769
baseline
▲ 0.50% · 4.625%
HK$212,986
+HK$12,217/mo
Deposit HK$17.75M · loan HK$41.43M · min. income ≈ HK$401,538/mo (50% DSR)
Upfront cash ≈ HK$20.27M (deposit + AVD stamp duty HK$2,515,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,174
−HK$11,355/mo
▼ 0.25% · 3.875%
HK$215,811
−HK$5,718/mo
Today · 4.125%
HK$221,529
baseline
▲ 0.50% · 4.625%
HK$233,206
+HK$11,677/mo
Deposit HK$17.75M · loan HK$41.43M · min. income ≈ HK$443,058/mo (50% DSR)
Upfront cash ≈ HK$20.27M (deposit + AVD stamp duty HK$2,515,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,900
−HK$15,232/mo
▼ 0.25% · 3.875%
HK$250,455
−HK$7,677/mo
Today · 4.125%
HK$258,132
baseline
▲ 0.50% · 4.625%
HK$273,839
+HK$15,707/mo
Deposit HK$5.92M · loan HK$53.26M · min. income ≈ HK$516,264/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$2,515,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,224
−HK$14,599/mo
▼ 0.25% · 3.875%
HK$277,471
−HK$7,352/mo
Today · 4.125%
HK$284,823
baseline
▲ 0.50% · 4.625%
HK$299,836
+HK$15,013/mo
Deposit HK$5.92M · loan HK$53.26M · min. income ≈ HK$569,646/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$2,515,128 · Scale 2, in force from 26 Feb 2026)