LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,945
−HK$8,462/mo
▼ 0.25% · 3.875%
HK$139,143
−HK$4,264/mo
Today · 4.125%
HK$143,407
baseline
▲ 0.50% · 4.625%
HK$152,133
+HK$8,726/mo
Deposit HK$29.59M · loan HK$29.59M · min. income ≈ HK$286,814/mo (50% DSR)
Upfront cash ≈ HK$32.11M (deposit + AVD stamp duty HK$2,515,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,125
−HK$8,111/mo
▼ 0.25% · 3.875%
HK$154,151
−HK$4,085/mo
Today · 4.125%
HK$158,236
baseline
▲ 0.50% · 4.625%
HK$166,577
+HK$8,341/mo
Deposit HK$29.59M · loan HK$29.59M · min. income ≈ HK$316,472/mo (50% DSR)
Upfront cash ≈ HK$32.11M (deposit + AVD stamp duty HK$2,515,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,934
−HK$10,155/mo
▼ 0.25% · 3.875%
HK$166,971
−HK$5,118/mo
Today · 4.125%
HK$172,089
baseline
▲ 0.50% · 4.625%
HK$182,560
+HK$10,471/mo
Deposit HK$23.67M · loan HK$35.51M · min. income ≈ HK$344,178/mo (50% DSR)
Upfront cash ≈ HK$26.19M (deposit + AVD stamp duty HK$2,515,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,150
−HK$9,733/mo
▼ 0.25% · 3.875%
HK$184,982
−HK$4,901/mo
Today · 4.125%
HK$189,883
baseline
▲ 0.50% · 4.625%
HK$199,892
+HK$10,009/mo
Deposit HK$23.67M · loan HK$35.51M · min. income ≈ HK$379,766/mo (50% DSR)
Upfront cash ≈ HK$26.19M (deposit + AVD stamp duty HK$2,515,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,923
−HK$11,847/mo
▼ 0.25% · 3.875%
HK$194,800
−HK$5,970/mo
Today · 4.125%
HK$200,770
baseline
▲ 0.50% · 4.625%
HK$212,987
+HK$12,217/mo
Deposit HK$17.75M · loan HK$41.43M · min. income ≈ HK$401,540/mo (50% DSR)
Upfront cash ≈ HK$20.27M (deposit + AVD stamp duty HK$2,515,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,175
−HK$11,355/mo
▼ 0.25% · 3.875%
HK$215,812
−HK$5,718/mo
Today · 4.125%
HK$221,530
baseline
▲ 0.50% · 4.625%
HK$233,207
+HK$11,677/mo
Deposit HK$17.75M · loan HK$41.43M · min. income ≈ HK$443,060/mo (50% DSR)
Upfront cash ≈ HK$20.27M (deposit + AVD stamp duty HK$2,515,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,901
−HK$15,232/mo
▼ 0.25% · 3.875%
HK$250,457
−HK$7,676/mo
Today · 4.125%
HK$258,133
baseline
▲ 0.50% · 4.625%
HK$273,840
+HK$15,707/mo
Deposit HK$5.92M · loan HK$53.26M · min. income ≈ HK$516,266/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$2,515,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,225
−HK$14,600/mo
▼ 0.25% · 3.875%
HK$277,472
−HK$7,353/mo
Today · 4.125%
HK$284,825
baseline
▲ 0.50% · 4.625%
HK$299,838
+HK$15,013/mo
Deposit HK$5.92M · loan HK$53.26M · min. income ≈ HK$569,650/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$2,515,142 · Scale 2, in force from 26 Feb 2026)