LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,948
−HK$8,463/mo
▼ 0.25% · 3.875%
HK$139,146
−HK$4,265/mo
Today · 4.125%
HK$143,411
baseline
▲ 0.50% · 4.625%
HK$152,137
+HK$8,726/mo
Deposit HK$29.59M · loan HK$29.59M · min. income ≈ HK$286,822/mo (50% DSR)
Upfront cash ≈ HK$32.11M (deposit + AVD stamp duty HK$2,515,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,128
−HK$8,111/mo
▼ 0.25% · 3.875%
HK$154,155
−HK$4,084/mo
Today · 4.125%
HK$158,239
baseline
▲ 0.50% · 4.625%
HK$166,580
+HK$8,341/mo
Deposit HK$29.59M · loan HK$29.59M · min. income ≈ HK$316,478/mo (50% DSR)
Upfront cash ≈ HK$32.11M (deposit + AVD stamp duty HK$2,515,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,938
−HK$10,155/mo
▼ 0.25% · 3.875%
HK$166,975
−HK$5,118/mo
Today · 4.125%
HK$172,093
baseline
▲ 0.50% · 4.625%
HK$182,564
+HK$10,471/mo
Deposit HK$23.67M · loan HK$35.51M · min. income ≈ HK$344,186/mo (50% DSR)
Upfront cash ≈ HK$26.19M (deposit + AVD stamp duty HK$2,515,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,154
−HK$9,733/mo
▼ 0.25% · 3.875%
HK$184,986
−HK$4,901/mo
Today · 4.125%
HK$189,887
baseline
▲ 0.50% · 4.625%
HK$199,897
+HK$10,010/mo
Deposit HK$23.67M · loan HK$35.51M · min. income ≈ HK$379,774/mo (50% DSR)
Upfront cash ≈ HK$26.19M (deposit + AVD stamp duty HK$2,515,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,927
−HK$11,848/mo
▼ 0.25% · 3.875%
HK$194,804
−HK$5,971/mo
Today · 4.125%
HK$200,775
baseline
▲ 0.50% · 4.625%
HK$212,991
+HK$12,216/mo
Deposit HK$17.75M · loan HK$41.43M · min. income ≈ HK$401,550/mo (50% DSR)
Upfront cash ≈ HK$20.27M (deposit + AVD stamp duty HK$2,515,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,180
−HK$11,355/mo
▼ 0.25% · 3.875%
HK$215,817
−HK$5,718/mo
Today · 4.125%
HK$221,535
baseline
▲ 0.50% · 4.625%
HK$233,213
+HK$11,678/mo
Deposit HK$17.75M · loan HK$41.43M · min. income ≈ HK$443,070/mo (50% DSR)
Upfront cash ≈ HK$20.27M (deposit + AVD stamp duty HK$2,515,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,907
−HK$15,232/mo
▼ 0.25% · 3.875%
HK$250,462
−HK$7,677/mo
Today · 4.125%
HK$258,139
baseline
▲ 0.50% · 4.625%
HK$273,846
+HK$15,707/mo
Deposit HK$5.92M · loan HK$53.26M · min. income ≈ HK$516,278/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$2,515,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,231
−HK$14,600/mo
▼ 0.25% · 3.875%
HK$277,479
−HK$7,352/mo
Today · 4.125%
HK$284,831
baseline
▲ 0.50% · 4.625%
HK$299,845
+HK$15,014/mo
Deposit HK$5.92M · loan HK$53.26M · min. income ≈ HK$569,662/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$2,515,198 · Scale 2, in force from 26 Feb 2026)