LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,497
−HK$846/mo
▼ 0.25% · 3.875%
HK$13,917
−HK$426/mo
Today · 4.125%
HK$14,343
baseline
▲ 0.50% · 4.625%
HK$15,216
+HK$873/mo
Deposit HK$2.96M · loan HK$2.96M · min. income ≈ HK$28,686/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$133,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,015
−HK$811/mo
▼ 0.25% · 3.875%
HK$15,418
−HK$408/mo
Today · 4.125%
HK$15,826
baseline
▲ 0.50% · 4.625%
HK$16,660
+HK$834/mo
Deposit HK$2.96M · loan HK$2.96M · min. income ≈ HK$31,652/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$133,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,196
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$16,700
−HK$512/mo
Today · 4.125%
HK$17,212
baseline
▲ 0.50% · 4.625%
HK$18,259
+HK$1,047/mo
Deposit HK$2.37M · loan HK$3.55M · min. income ≈ HK$34,424/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$133,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,018
−HK$973/mo
▼ 0.25% · 3.875%
HK$18,501
−HK$490/mo
Today · 4.125%
HK$18,991
baseline
▲ 0.50% · 4.625%
HK$19,993
+HK$1,002/mo
Deposit HK$2.37M · loan HK$3.55M · min. income ≈ HK$37,982/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$133,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,895
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,483
−HK$597/mo
Today · 4.125%
HK$20,080
baseline
▲ 0.50% · 4.625%
HK$21,302
+HK$1,222/mo
Deposit HK$1.78M · loan HK$4.14M · min. income ≈ HK$40,160/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,021
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,585
−HK$572/mo
Today · 4.125%
HK$22,157
baseline
▲ 0.50% · 4.625%
HK$23,325
+HK$1,168/mo
Deposit HK$1.78M · loan HK$4.14M · min. income ≈ HK$44,314/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,294
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,050
−HK$768/mo
Today · 4.125%
HK$25,818
baseline
▲ 0.50% · 4.625%
HK$27,389
+HK$1,571/mo
Deposit HK$592K · loan HK$5.33M · min. income ≈ HK$51,636/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$133,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,027
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,752
−HK$735/mo
Today · 4.125%
HK$28,487
baseline
▲ 0.50% · 4.625%
HK$29,989
+HK$1,502/mo
Deposit HK$592K · loan HK$5.33M · min. income ≈ HK$56,974/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$133,177 · Scale 2, in force from 26 Feb 2026)