LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,002
−HK$8,466/mo
▼ 0.25% · 3.875%
HK$139,202
−HK$4,266/mo
Today · 4.125%
HK$143,468
baseline
▲ 0.50% · 4.625%
HK$152,198
+HK$8,730/mo
Deposit HK$29.60M · loan HK$29.60M · min. income ≈ HK$286,936/mo (50% DSR)
Upfront cash ≈ HK$32.12M (deposit + AVD stamp duty HK$2,516,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,189
−HK$8,114/mo
▼ 0.25% · 3.875%
HK$154,217
−HK$4,086/mo
Today · 4.125%
HK$158,303
baseline
▲ 0.50% · 4.625%
HK$166,648
+HK$8,345/mo
Deposit HK$29.60M · loan HK$29.60M · min. income ≈ HK$316,606/mo (50% DSR)
Upfront cash ≈ HK$32.12M (deposit + AVD stamp duty HK$2,516,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,003
−HK$10,159/mo
▼ 0.25% · 3.875%
HK$167,042
−HK$5,120/mo
Today · 4.125%
HK$172,162
baseline
▲ 0.50% · 4.625%
HK$182,638
+HK$10,476/mo
Deposit HK$23.68M · loan HK$35.52M · min. income ≈ HK$344,324/mo (50% DSR)
Upfront cash ≈ HK$26.20M (deposit + AVD stamp duty HK$2,516,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,227
−HK$9,737/mo
▼ 0.25% · 3.875%
HK$185,060
−HK$4,904/mo
Today · 4.125%
HK$189,964
baseline
▲ 0.50% · 4.625%
HK$199,977
+HK$10,013/mo
Deposit HK$23.68M · loan HK$35.52M · min. income ≈ HK$379,928/mo (50% DSR)
Upfront cash ≈ HK$26.20M (deposit + AVD stamp duty HK$2,516,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,003
−HK$11,853/mo
▼ 0.25% · 3.875%
HK$194,883
−HK$5,973/mo
Today · 4.125%
HK$200,856
baseline
▲ 0.50% · 4.625%
HK$213,077
+HK$12,221/mo
Deposit HK$17.76M · loan HK$41.44M · min. income ≈ HK$401,712/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$2,516,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,264
−HK$11,360/mo
▼ 0.25% · 3.875%
HK$215,904
−HK$5,720/mo
Today · 4.125%
HK$221,624
baseline
▲ 0.50% · 4.625%
HK$233,307
+HK$11,683/mo
Deposit HK$17.76M · loan HK$41.44M · min. income ≈ HK$443,248/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$2,516,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,004
−HK$15,239/mo
▼ 0.25% · 3.875%
HK$250,563
−HK$7,680/mo
Today · 4.125%
HK$258,243
baseline
▲ 0.50% · 4.625%
HK$273,956
+HK$15,713/mo
Deposit HK$5.92M · loan HK$53.28M · min. income ≈ HK$516,486/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$2,516,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,340
−HK$14,606/mo
▼ 0.25% · 3.875%
HK$277,590
−HK$7,356/mo
Today · 4.125%
HK$284,946
baseline
▲ 0.50% · 4.625%
HK$299,966
+HK$15,020/mo
Deposit HK$5.92M · loan HK$53.28M · min. income ≈ HK$569,892/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$2,516,211 · Scale 2, in force from 26 Feb 2026)