LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,017
−HK$8,466/mo
▼ 0.25% · 3.875%
HK$139,216
−HK$4,267/mo
Today · 4.125%
HK$143,483
baseline
▲ 0.50% · 4.625%
HK$152,214
+HK$8,731/mo
Deposit HK$29.61M · loan HK$29.61M · min. income ≈ HK$286,966/mo (50% DSR)
Upfront cash ≈ HK$32.12M (deposit + AVD stamp duty HK$2,516,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,205
−HK$8,115/mo
▼ 0.25% · 3.875%
HK$154,233
−HK$4,087/mo
Today · 4.125%
HK$158,320
baseline
▲ 0.50% · 4.625%
HK$166,665
+HK$8,345/mo
Deposit HK$29.61M · loan HK$29.61M · min. income ≈ HK$316,640/mo (50% DSR)
Upfront cash ≈ HK$32.12M (deposit + AVD stamp duty HK$2,516,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,020
−HK$10,160/mo
▼ 0.25% · 3.875%
HK$167,060
−HK$5,120/mo
Today · 4.125%
HK$172,180
baseline
▲ 0.50% · 4.625%
HK$182,657
+HK$10,477/mo
Deposit HK$23.68M · loan HK$35.53M · min. income ≈ HK$344,360/mo (50% DSR)
Upfront cash ≈ HK$26.20M (deposit + AVD stamp duty HK$2,516,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,246
−HK$9,738/mo
▼ 0.25% · 3.875%
HK$185,080
−HK$4,904/mo
Today · 4.125%
HK$189,984
baseline
▲ 0.50% · 4.625%
HK$199,998
+HK$10,014/mo
Deposit HK$23.68M · loan HK$35.53M · min. income ≈ HK$379,968/mo (50% DSR)
Upfront cash ≈ HK$26.20M (deposit + AVD stamp duty HK$2,516,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,023
−HK$11,854/mo
▼ 0.25% · 3.875%
HK$194,903
−HK$5,974/mo
Today · 4.125%
HK$200,877
baseline
▲ 0.50% · 4.625%
HK$213,100
+HK$12,223/mo
Deposit HK$17.76M · loan HK$41.45M · min. income ≈ HK$401,754/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$2,516,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,286
−HK$11,362/mo
▼ 0.25% · 3.875%
HK$215,926
−HK$5,722/mo
Today · 4.125%
HK$221,648
baseline
▲ 0.50% · 4.625%
HK$233,331
+HK$11,683/mo
Deposit HK$17.76M · loan HK$41.45M · min. income ≈ HK$443,296/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$2,516,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,030
−HK$15,240/mo
▼ 0.25% · 3.875%
HK$250,590
−HK$7,680/mo
Today · 4.125%
HK$258,270
baseline
▲ 0.50% · 4.625%
HK$273,985
+HK$15,715/mo
Deposit HK$5.92M · loan HK$53.29M · min. income ≈ HK$516,540/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$2,516,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,368
−HK$14,608/mo
▼ 0.25% · 3.875%
HK$277,619
−HK$7,357/mo
Today · 4.125%
HK$284,976
baseline
▲ 0.50% · 4.625%
HK$299,997
+HK$15,021/mo
Deposit HK$5.92M · loan HK$53.29M · min. income ≈ HK$569,952/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$2,516,475 · Scale 2, in force from 26 Feb 2026)