LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,036
−HK$8,468/mo
▼ 0.25% · 3.875%
HK$139,236
−HK$4,268/mo
Today · 4.125%
HK$143,504
baseline
▲ 0.50% · 4.625%
HK$152,236
+HK$8,732/mo
Deposit HK$29.61M · loan HK$29.61M · min. income ≈ HK$287,008/mo (50% DSR)
Upfront cash ≈ HK$32.13M (deposit + AVD stamp duty HK$2,516,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,226
−HK$8,116/mo
▼ 0.25% · 3.875%
HK$154,255
−HK$4,087/mo
Today · 4.125%
HK$158,342
baseline
▲ 0.50% · 4.625%
HK$166,689
+HK$8,347/mo
Deposit HK$29.61M · loan HK$29.61M · min. income ≈ HK$316,684/mo (50% DSR)
Upfront cash ≈ HK$32.13M (deposit + AVD stamp duty HK$2,516,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,043
−HK$10,161/mo
▼ 0.25% · 3.875%
HK$167,083
−HK$5,121/mo
Today · 4.125%
HK$172,204
baseline
▲ 0.50% · 4.625%
HK$182,683
+HK$10,479/mo
Deposit HK$23.69M · loan HK$35.53M · min. income ≈ HK$344,408/mo (50% DSR)
Upfront cash ≈ HK$26.20M (deposit + AVD stamp duty HK$2,516,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,271
−HK$9,740/mo
▼ 0.25% · 3.875%
HK$185,106
−HK$4,905/mo
Today · 4.125%
HK$190,011
baseline
▲ 0.50% · 4.625%
HK$200,026
+HK$10,015/mo
Deposit HK$23.69M · loan HK$35.53M · min. income ≈ HK$380,022/mo (50% DSR)
Upfront cash ≈ HK$26.20M (deposit + AVD stamp duty HK$2,516,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,050
−HK$11,855/mo
▼ 0.25% · 3.875%
HK$194,931
−HK$5,974/mo
Today · 4.125%
HK$200,905
baseline
▲ 0.50% · 4.625%
HK$213,130
+HK$12,225/mo
Deposit HK$17.77M · loan HK$41.45M · min. income ≈ HK$401,810/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$2,516,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,316
−HK$11,363/mo
▼ 0.25% · 3.875%
HK$215,957
−HK$5,722/mo
Today · 4.125%
HK$221,679
baseline
▲ 0.50% · 4.625%
HK$233,364
+HK$11,685/mo
Deposit HK$17.77M · loan HK$41.45M · min. income ≈ HK$443,358/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$2,516,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,064
−HK$15,243/mo
▼ 0.25% · 3.875%
HK$250,625
−HK$7,682/mo
Today · 4.125%
HK$258,307
baseline
▲ 0.50% · 4.625%
HK$274,024
+HK$15,717/mo
Deposit HK$5.92M · loan HK$53.30M · min. income ≈ HK$516,614/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$2,516,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,407
−HK$14,609/mo
▼ 0.25% · 3.875%
HK$277,659
−HK$7,357/mo
Today · 4.125%
HK$285,016
baseline
▲ 0.50% · 4.625%
HK$300,039
+HK$15,023/mo
Deposit HK$5.92M · loan HK$53.30M · min. income ≈ HK$570,032/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$2,516,831 · Scale 2, in force from 26 Feb 2026)