LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,505
−HK$846/mo
▼ 0.25% · 3.875%
HK$13,925
−HK$426/mo
Today · 4.125%
HK$14,351
baseline
▲ 0.50% · 4.625%
HK$15,225
+HK$874/mo
Deposit HK$2.96M · loan HK$2.96M · min. income ≈ HK$28,702/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$133,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,024
−HK$811/mo
▼ 0.25% · 3.875%
HK$15,427
−HK$408/mo
Today · 4.125%
HK$15,835
baseline
▲ 0.50% · 4.625%
HK$16,670
+HK$835/mo
Deposit HK$2.96M · loan HK$2.96M · min. income ≈ HK$31,670/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$133,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,205
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$16,709
−HK$513/mo
Today · 4.125%
HK$17,222
baseline
▲ 0.50% · 4.625%
HK$18,270
+HK$1,048/mo
Deposit HK$2.37M · loan HK$3.55M · min. income ≈ HK$34,444/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$133,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,028
−HK$974/mo
▼ 0.25% · 3.875%
HK$18,512
−HK$490/mo
Today · 4.125%
HK$19,002
baseline
▲ 0.50% · 4.625%
HK$20,004
+HK$1,002/mo
Deposit HK$2.37M · loan HK$3.55M · min. income ≈ HK$38,004/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$133,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,906
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,494
−HK$598/mo
Today · 4.125%
HK$20,092
baseline
▲ 0.50% · 4.625%
HK$21,314
+HK$1,222/mo
Deposit HK$1.78M · loan HK$4.15M · min. income ≈ HK$40,184/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,033
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,597
−HK$572/mo
Today · 4.125%
HK$22,169
baseline
▲ 0.50% · 4.625%
HK$23,338
+HK$1,169/mo
Deposit HK$1.78M · loan HK$4.15M · min. income ≈ HK$44,338/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,308
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,064
−HK$768/mo
Today · 4.125%
HK$25,832
baseline
▲ 0.50% · 4.625%
HK$27,404
+HK$1,572/mo
Deposit HK$592K · loan HK$5.33M · min. income ≈ HK$51,664/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$133,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,043
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,768
−HK$736/mo
Today · 4.125%
HK$28,504
baseline
▲ 0.50% · 4.625%
HK$30,006
+HK$1,502/mo
Deposit HK$592K · loan HK$5.33M · min. income ≈ HK$57,008/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$133,254 · Scale 2, in force from 26 Feb 2026)