LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,049
−HK$8,469/mo
▼ 0.25% · 3.875%
HK$139,250
−HK$4,268/mo
Today · 4.125%
HK$143,518
baseline
▲ 0.50% · 4.625%
HK$152,251
+HK$8,733/mo
Deposit HK$29.61M · loan HK$29.61M · min. income ≈ HK$287,036/mo (50% DSR)
Upfront cash ≈ HK$32.13M (deposit + AVD stamp duty HK$2,517,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,241
−HK$8,117/mo
▼ 0.25% · 3.875%
HK$154,270
−HK$4,088/mo
Today · 4.125%
HK$158,358
baseline
▲ 0.50% · 4.625%
HK$166,705
+HK$8,347/mo
Deposit HK$29.61M · loan HK$29.61M · min. income ≈ HK$316,716/mo (50% DSR)
Upfront cash ≈ HK$32.13M (deposit + AVD stamp duty HK$2,517,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,059
−HK$10,163/mo
▼ 0.25% · 3.875%
HK$167,100
−HK$5,122/mo
Today · 4.125%
HK$172,222
baseline
▲ 0.50% · 4.625%
HK$182,701
+HK$10,479/mo
Deposit HK$23.69M · loan HK$35.54M · min. income ≈ HK$344,444/mo (50% DSR)
Upfront cash ≈ HK$26.21M (deposit + AVD stamp duty HK$2,517,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,289
−HK$9,741/mo
▼ 0.25% · 3.875%
HK$185,124
−HK$4,906/mo
Today · 4.125%
HK$190,030
baseline
▲ 0.50% · 4.625%
HK$200,046
+HK$10,016/mo
Deposit HK$23.69M · loan HK$35.54M · min. income ≈ HK$380,060/mo (50% DSR)
Upfront cash ≈ HK$26.21M (deposit + AVD stamp duty HK$2,517,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,069
−HK$11,856/mo
▼ 0.25% · 3.875%
HK$194,950
−HK$5,975/mo
Today · 4.125%
HK$200,925
baseline
▲ 0.50% · 4.625%
HK$213,151
+HK$12,226/mo
Deposit HK$17.77M · loan HK$41.46M · min. income ≈ HK$401,850/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$2,517,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,337
−HK$11,364/mo
▼ 0.25% · 3.875%
HK$215,978
−HK$5,723/mo
Today · 4.125%
HK$221,701
baseline
▲ 0.50% · 4.625%
HK$233,387
+HK$11,686/mo
Deposit HK$17.77M · loan HK$41.46M · min. income ≈ HK$443,402/mo (50% DSR)
Upfront cash ≈ HK$20.28M (deposit + AVD stamp duty HK$2,517,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,089
−HK$15,243/mo
▼ 0.25% · 3.875%
HK$250,650
−HK$7,682/mo
Today · 4.125%
HK$258,332
baseline
▲ 0.50% · 4.625%
HK$274,051
+HK$15,719/mo
Deposit HK$5.92M · loan HK$53.30M · min. income ≈ HK$516,664/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$2,517,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,434
−HK$14,610/mo
▼ 0.25% · 3.875%
HK$277,687
−HK$7,357/mo
Today · 4.125%
HK$285,044
baseline
▲ 0.50% · 4.625%
HK$300,069
+HK$15,025/mo
Deposit HK$5.92M · loan HK$53.30M · min. income ≈ HK$570,088/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$2,517,083 · Scale 2, in force from 26 Feb 2026)