LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,506
−HK$847/mo
▼ 0.25% · 3.875%
HK$13,926
−HK$427/mo
Today · 4.125%
HK$14,353
baseline
▲ 0.50% · 4.625%
HK$15,226
+HK$873/mo
Deposit HK$2.96M · loan HK$2.96M · min. income ≈ HK$28,706/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$133,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,025
−HK$812/mo
▼ 0.25% · 3.875%
HK$15,428
−HK$409/mo
Today · 4.125%
HK$15,837
baseline
▲ 0.50% · 4.625%
HK$16,672
+HK$835/mo
Deposit HK$2.96M · loan HK$2.96M · min. income ≈ HK$31,674/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$133,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,207
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$16,711
−HK$513/mo
Today · 4.125%
HK$17,224
baseline
▲ 0.50% · 4.625%
HK$18,272
+HK$1,048/mo
Deposit HK$2.37M · loan HK$3.55M · min. income ≈ HK$34,448/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$133,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,030
−HK$975/mo
▼ 0.25% · 3.875%
HK$18,514
−HK$491/mo
Today · 4.125%
HK$19,005
baseline
▲ 0.50% · 4.625%
HK$20,006
+HK$1,001/mo
Deposit HK$2.37M · loan HK$3.55M · min. income ≈ HK$38,010/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$133,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,909
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,497
−HK$597/mo
Today · 4.125%
HK$20,094
baseline
▲ 0.50% · 4.625%
HK$21,317
+HK$1,223/mo
Deposit HK$1.78M · loan HK$4.15M · min. income ≈ HK$40,188/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,036
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,600
−HK$572/mo
Today · 4.125%
HK$22,172
baseline
▲ 0.50% · 4.625%
HK$23,341
+HK$1,169/mo
Deposit HK$1.78M · loan HK$4.15M · min. income ≈ HK$44,344/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,311
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,067
−HK$769/mo
Today · 4.125%
HK$25,836
baseline
▲ 0.50% · 4.625%
HK$27,408
+HK$1,572/mo
Deposit HK$592K · loan HK$5.33M · min. income ≈ HK$51,672/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$133,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,046
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,771
−HK$736/mo
Today · 4.125%
HK$28,507
baseline
▲ 0.50% · 4.625%
HK$30,010
+HK$1,503/mo
Deposit HK$592K · loan HK$5.33M · min. income ≈ HK$57,014/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$133,270 · Scale 2, in force from 26 Feb 2026)