LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,062
−HK$8,470/mo
▼ 0.25% · 3.875%
HK$139,264
−HK$4,268/mo
Today · 4.125%
HK$143,532
baseline
▲ 0.50% · 4.625%
HK$152,266
+HK$8,734/mo
Deposit HK$29.62M · loan HK$29.62M · min. income ≈ HK$287,064/mo (50% DSR)
Upfront cash ≈ HK$32.13M (deposit + AVD stamp duty HK$2,517,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,255
−HK$8,118/mo
▼ 0.25% · 3.875%
HK$154,285
−HK$4,088/mo
Today · 4.125%
HK$158,373
baseline
▲ 0.50% · 4.625%
HK$166,721
+HK$8,348/mo
Deposit HK$29.62M · loan HK$29.62M · min. income ≈ HK$316,746/mo (50% DSR)
Upfront cash ≈ HK$32.13M (deposit + AVD stamp duty HK$2,517,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,075
−HK$10,163/mo
▼ 0.25% · 3.875%
HK$167,116
−HK$5,122/mo
Today · 4.125%
HK$172,238
baseline
▲ 0.50% · 4.625%
HK$182,719
+HK$10,481/mo
Deposit HK$23.69M · loan HK$35.54M · min. income ≈ HK$344,476/mo (50% DSR)
Upfront cash ≈ HK$26.21M (deposit + AVD stamp duty HK$2,517,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,307
−HK$9,741/mo
▼ 0.25% · 3.875%
HK$185,142
−HK$4,906/mo
Today · 4.125%
HK$190,048
baseline
▲ 0.50% · 4.625%
HK$200,066
+HK$10,018/mo
Deposit HK$23.69M · loan HK$35.54M · min. income ≈ HK$380,096/mo (50% DSR)
Upfront cash ≈ HK$26.21M (deposit + AVD stamp duty HK$2,517,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,087
−HK$11,858/mo
▼ 0.25% · 3.875%
HK$194,969
−HK$5,976/mo
Today · 4.125%
HK$200,945
baseline
▲ 0.50% · 4.625%
HK$213,172
+HK$12,227/mo
Deposit HK$17.77M · loan HK$41.46M · min. income ≈ HK$401,890/mo (50% DSR)
Upfront cash ≈ HK$20.29M (deposit + AVD stamp duty HK$2,517,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,358
−HK$11,365/mo
▼ 0.25% · 3.875%
HK$215,999
−HK$5,724/mo
Today · 4.125%
HK$221,723
baseline
▲ 0.50% · 4.625%
HK$233,410
+HK$11,687/mo
Deposit HK$17.77M · loan HK$41.46M · min. income ≈ HK$443,446/mo (50% DSR)
Upfront cash ≈ HK$20.29M (deposit + AVD stamp duty HK$2,517,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,112
−HK$15,245/mo
▼ 0.25% · 3.875%
HK$250,674
−HK$7,683/mo
Today · 4.125%
HK$258,357
baseline
▲ 0.50% · 4.625%
HK$274,078
+HK$15,721/mo
Deposit HK$5.92M · loan HK$53.31M · min. income ≈ HK$516,714/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$2,517,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,460
−HK$14,612/mo
▼ 0.25% · 3.875%
HK$277,713
−HK$7,359/mo
Today · 4.125%
HK$285,072
baseline
▲ 0.50% · 4.625%
HK$300,099
+HK$15,027/mo
Deposit HK$5.92M · loan HK$53.31M · min. income ≈ HK$570,144/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$2,517,327 · Scale 2, in force from 26 Feb 2026)