LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,106
−HK$8,473/mo
▼ 0.25% · 3.875%
HK$139,309
−HK$4,270/mo
Today · 4.125%
HK$143,579
baseline
▲ 0.50% · 4.625%
HK$152,315
+HK$8,736/mo
Deposit HK$29.63M · loan HK$29.63M · min. income ≈ HK$287,158/mo (50% DSR)
Upfront cash ≈ HK$32.14M (deposit + AVD stamp duty HK$2,518,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,304
−HK$8,121/mo
▼ 0.25% · 3.875%
HK$154,335
−HK$4,090/mo
Today · 4.125%
HK$158,425
baseline
▲ 0.50% · 4.625%
HK$166,776
+HK$8,351/mo
Deposit HK$29.63M · loan HK$29.63M · min. income ≈ HK$316,850/mo (50% DSR)
Upfront cash ≈ HK$32.14M (deposit + AVD stamp duty HK$2,518,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,127
−HK$10,167/mo
▼ 0.25% · 3.875%
HK$167,170
−HK$5,124/mo
Today · 4.125%
HK$172,294
baseline
▲ 0.50% · 4.625%
HK$182,778
+HK$10,484/mo
Deposit HK$23.70M · loan HK$35.55M · min. income ≈ HK$344,588/mo (50% DSR)
Upfront cash ≈ HK$26.22M (deposit + AVD stamp duty HK$2,518,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,365
−HK$9,745/mo
▼ 0.25% · 3.875%
HK$185,202
−HK$4,908/mo
Today · 4.125%
HK$190,110
baseline
▲ 0.50% · 4.625%
HK$200,131
+HK$10,021/mo
Deposit HK$23.70M · loan HK$35.55M · min. income ≈ HK$380,220/mo (50% DSR)
Upfront cash ≈ HK$26.22M (deposit + AVD stamp duty HK$2,518,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,149
−HK$11,861/mo
▼ 0.25% · 3.875%
HK$195,032
−HK$5,978/mo
Today · 4.125%
HK$201,010
baseline
▲ 0.50% · 4.625%
HK$213,241
+HK$12,231/mo
Deposit HK$17.78M · loan HK$41.48M · min. income ≈ HK$402,020/mo (50% DSR)
Upfront cash ≈ HK$20.29M (deposit + AVD stamp duty HK$2,518,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,426
−HK$11,369/mo
▼ 0.25% · 3.875%
HK$216,069
−HK$5,726/mo
Today · 4.125%
HK$221,795
baseline
▲ 0.50% · 4.625%
HK$233,486
+HK$11,691/mo
Deposit HK$17.78M · loan HK$41.48M · min. income ≈ HK$443,590/mo (50% DSR)
Upfront cash ≈ HK$20.29M (deposit + AVD stamp duty HK$2,518,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,191
−HK$15,250/mo
▼ 0.25% · 3.875%
HK$250,756
−HK$7,685/mo
Today · 4.125%
HK$258,441
baseline
▲ 0.50% · 4.625%
HK$274,167
+HK$15,726/mo
Deposit HK$5.93M · loan HK$53.33M · min. income ≈ HK$516,882/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$2,518,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,548
−HK$14,617/mo
▼ 0.25% · 3.875%
HK$277,804
−HK$7,361/mo
Today · 4.125%
HK$285,165
baseline
▲ 0.50% · 4.625%
HK$300,196
+HK$15,031/mo
Deposit HK$5.93M · loan HK$53.33M · min. income ≈ HK$570,330/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$2,518,144 · Scale 2, in force from 26 Feb 2026)