LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,113
−HK$8,473/mo
▼ 0.25% · 3.875%
HK$139,316
−HK$4,270/mo
Today · 4.125%
HK$143,586
baseline
▲ 0.50% · 4.625%
HK$152,323
+HK$8,737/mo
Deposit HK$29.63M · loan HK$29.63M · min. income ≈ HK$287,172/mo (50% DSR)
Upfront cash ≈ HK$32.15M (deposit + AVD stamp duty HK$2,518,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,312
−HK$8,121/mo
▼ 0.25% · 3.875%
HK$154,343
−HK$4,090/mo
Today · 4.125%
HK$158,433
baseline
▲ 0.50% · 4.625%
HK$166,784
+HK$8,351/mo
Deposit HK$29.63M · loan HK$29.63M · min. income ≈ HK$316,866/mo (50% DSR)
Upfront cash ≈ HK$32.15M (deposit + AVD stamp duty HK$2,518,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,136
−HK$10,167/mo
▼ 0.25% · 3.875%
HK$167,179
−HK$5,124/mo
Today · 4.125%
HK$172,303
baseline
▲ 0.50% · 4.625%
HK$182,788
+HK$10,485/mo
Deposit HK$23.70M · loan HK$35.55M · min. income ≈ HK$344,606/mo (50% DSR)
Upfront cash ≈ HK$26.22M (deposit + AVD stamp duty HK$2,518,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,375
−HK$9,745/mo
▼ 0.25% · 3.875%
HK$185,212
−HK$4,908/mo
Today · 4.125%
HK$190,120
baseline
▲ 0.50% · 4.625%
HK$200,141
+HK$10,021/mo
Deposit HK$23.70M · loan HK$35.55M · min. income ≈ HK$380,240/mo (50% DSR)
Upfront cash ≈ HK$26.22M (deposit + AVD stamp duty HK$2,518,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,159
−HK$11,861/mo
▼ 0.25% · 3.875%
HK$195,042
−HK$5,978/mo
Today · 4.125%
HK$201,020
baseline
▲ 0.50% · 4.625%
HK$213,252
+HK$12,232/mo
Deposit HK$17.78M · loan HK$41.48M · min. income ≈ HK$402,040/mo (50% DSR)
Upfront cash ≈ HK$20.29M (deposit + AVD stamp duty HK$2,518,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,437
−HK$11,369/mo
▼ 0.25% · 3.875%
HK$216,081
−HK$5,725/mo
Today · 4.125%
HK$221,806
baseline
▲ 0.50% · 4.625%
HK$233,498
+HK$11,692/mo
Deposit HK$17.78M · loan HK$41.48M · min. income ≈ HK$443,612/mo (50% DSR)
Upfront cash ≈ HK$20.29M (deposit + AVD stamp duty HK$2,518,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,204
−HK$15,251/mo
▼ 0.25% · 3.875%
HK$250,769
−HK$7,686/mo
Today · 4.125%
HK$258,455
baseline
▲ 0.50% · 4.625%
HK$274,181
+HK$15,726/mo
Deposit HK$5.93M · loan HK$53.33M · min. income ≈ HK$516,910/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$2,518,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,562
−HK$14,617/mo
▼ 0.25% · 3.875%
HK$277,818
−HK$7,361/mo
Today · 4.125%
HK$285,179
baseline
▲ 0.50% · 4.625%
HK$300,212
+HK$15,033/mo
Deposit HK$5.93M · loan HK$53.33M · min. income ≈ HK$570,358/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$2,518,276 · Scale 2, in force from 26 Feb 2026)