LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,117
−HK$8,473/mo
▼ 0.25% · 3.875%
HK$139,320
−HK$4,270/mo
Today · 4.125%
HK$143,590
baseline
▲ 0.50% · 4.625%
HK$152,327
+HK$8,737/mo
Deposit HK$29.63M · loan HK$29.63M · min. income ≈ HK$287,180/mo (50% DSR)
Upfront cash ≈ HK$32.15M (deposit + AVD stamp duty HK$2,518,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,316
−HK$8,121/mo
▼ 0.25% · 3.875%
HK$154,347
−HK$4,090/mo
Today · 4.125%
HK$158,437
baseline
▲ 0.50% · 4.625%
HK$166,789
+HK$8,352/mo
Deposit HK$29.63M · loan HK$29.63M · min. income ≈ HK$316,874/mo (50% DSR)
Upfront cash ≈ HK$32.15M (deposit + AVD stamp duty HK$2,518,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,140
−HK$10,168/mo
▼ 0.25% · 3.875%
HK$167,184
−HK$5,124/mo
Today · 4.125%
HK$172,308
baseline
▲ 0.50% · 4.625%
HK$182,792
+HK$10,484/mo
Deposit HK$23.70M · loan HK$35.55M · min. income ≈ HK$344,616/mo (50% DSR)
Upfront cash ≈ HK$26.22M (deposit + AVD stamp duty HK$2,518,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,379
−HK$9,746/mo
▼ 0.25% · 3.875%
HK$185,217
−HK$4,908/mo
Today · 4.125%
HK$190,125
baseline
▲ 0.50% · 4.625%
HK$200,146
+HK$10,021/mo
Deposit HK$23.70M · loan HK$35.55M · min. income ≈ HK$380,250/mo (50% DSR)
Upfront cash ≈ HK$26.22M (deposit + AVD stamp duty HK$2,518,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,163
−HK$11,863/mo
▼ 0.25% · 3.875%
HK$195,048
−HK$5,978/mo
Today · 4.125%
HK$201,026
baseline
▲ 0.50% · 4.625%
HK$213,258
+HK$12,232/mo
Deposit HK$17.78M · loan HK$41.48M · min. income ≈ HK$402,052/mo (50% DSR)
Upfront cash ≈ HK$20.29M (deposit + AVD stamp duty HK$2,518,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,442
−HK$11,370/mo
▼ 0.25% · 3.875%
HK$216,086
−HK$5,726/mo
Today · 4.125%
HK$221,812
baseline
▲ 0.50% · 4.625%
HK$233,504
+HK$11,692/mo
Deposit HK$17.78M · loan HK$41.48M · min. income ≈ HK$443,624/mo (50% DSR)
Upfront cash ≈ HK$20.29M (deposit + AVD stamp duty HK$2,518,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,210
−HK$15,252/mo
▼ 0.25% · 3.875%
HK$250,775
−HK$7,687/mo
Today · 4.125%
HK$258,462
baseline
▲ 0.50% · 4.625%
HK$274,188
+HK$15,726/mo
Deposit HK$5.93M · loan HK$53.33M · min. income ≈ HK$516,924/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$2,518,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,569
−HK$14,618/mo
▼ 0.25% · 3.875%
HK$277,825
−HK$7,362/mo
Today · 4.125%
HK$285,187
baseline
▲ 0.50% · 4.625%
HK$300,219
+HK$15,032/mo
Deposit HK$5.93M · loan HK$53.33M · min. income ≈ HK$570,374/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$2,518,341 · Scale 2, in force from 26 Feb 2026)