LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,118
−HK$8,473/mo
▼ 0.25% · 3.875%
HK$139,321
−HK$4,270/mo
Today · 4.125%
HK$143,591
baseline
▲ 0.50% · 4.625%
HK$152,328
+HK$8,737/mo
Deposit HK$29.63M · loan HK$29.63M · min. income ≈ HK$287,182/mo (50% DSR)
Upfront cash ≈ HK$32.15M (deposit + AVD stamp duty HK$2,518,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,317
−HK$8,121/mo
▼ 0.25% · 3.875%
HK$154,349
−HK$4,089/mo
Today · 4.125%
HK$158,438
baseline
▲ 0.50% · 4.625%
HK$166,790
+HK$8,352/mo
Deposit HK$29.63M · loan HK$29.63M · min. income ≈ HK$316,876/mo (50% DSR)
Upfront cash ≈ HK$32.15M (deposit + AVD stamp duty HK$2,518,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,141
−HK$10,168/mo
▼ 0.25% · 3.875%
HK$167,185
−HK$5,124/mo
Today · 4.125%
HK$172,309
baseline
▲ 0.50% · 4.625%
HK$182,794
+HK$10,485/mo
Deposit HK$23.70M · loan HK$35.55M · min. income ≈ HK$344,618/mo (50% DSR)
Upfront cash ≈ HK$26.22M (deposit + AVD stamp duty HK$2,518,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,381
−HK$9,745/mo
▼ 0.25% · 3.875%
HK$185,218
−HK$4,908/mo
Today · 4.125%
HK$190,126
baseline
▲ 0.50% · 4.625%
HK$200,148
+HK$10,022/mo
Deposit HK$23.70M · loan HK$35.55M · min. income ≈ HK$380,252/mo (50% DSR)
Upfront cash ≈ HK$26.22M (deposit + AVD stamp duty HK$2,518,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,165
−HK$11,862/mo
▼ 0.25% · 3.875%
HK$195,049
−HK$5,978/mo
Today · 4.125%
HK$201,027
baseline
▲ 0.50% · 4.625%
HK$213,259
+HK$12,232/mo
Deposit HK$17.78M · loan HK$41.48M · min. income ≈ HK$402,054/mo (50% DSR)
Upfront cash ≈ HK$20.30M (deposit + AVD stamp duty HK$2,518,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,444
−HK$11,370/mo
▼ 0.25% · 3.875%
HK$216,088
−HK$5,726/mo
Today · 4.125%
HK$221,814
baseline
▲ 0.50% · 4.625%
HK$233,506
+HK$11,692/mo
Deposit HK$17.78M · loan HK$41.48M · min. income ≈ HK$443,628/mo (50% DSR)
Upfront cash ≈ HK$20.30M (deposit + AVD stamp duty HK$2,518,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,212
−HK$15,252/mo
▼ 0.25% · 3.875%
HK$250,777
−HK$7,687/mo
Today · 4.125%
HK$258,464
baseline
▲ 0.50% · 4.625%
HK$274,191
+HK$15,727/mo
Deposit HK$5.93M · loan HK$53.33M · min. income ≈ HK$516,928/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$2,518,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,571
−HK$14,618/mo
▼ 0.25% · 3.875%
HK$277,828
−HK$7,361/mo
Today · 4.125%
HK$285,189
baseline
▲ 0.50% · 4.625%
HK$300,222
+HK$15,033/mo
Deposit HK$5.93M · loan HK$53.33M · min. income ≈ HK$570,378/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$2,518,361 · Scale 2, in force from 26 Feb 2026)