LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,154
−HK$8,476/mo
▼ 0.25% · 3.875%
HK$139,358
−HK$4,272/mo
Today · 4.125%
HK$143,630
baseline
▲ 0.50% · 4.625%
HK$152,369
+HK$8,739/mo
Deposit HK$29.64M · loan HK$29.64M · min. income ≈ HK$287,260/mo (50% DSR)
Upfront cash ≈ HK$32.15M (deposit + AVD stamp duty HK$2,519,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,358
−HK$8,123/mo
▼ 0.25% · 3.875%
HK$154,390
−HK$4,091/mo
Today · 4.125%
HK$158,481
baseline
▲ 0.50% · 4.625%
HK$166,835
+HK$8,354/mo
Deposit HK$29.64M · loan HK$29.64M · min. income ≈ HK$316,962/mo (50% DSR)
Upfront cash ≈ HK$32.15M (deposit + AVD stamp duty HK$2,519,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,185
−HK$10,171/mo
▼ 0.25% · 3.875%
HK$167,230
−HK$5,126/mo
Today · 4.125%
HK$172,356
baseline
▲ 0.50% · 4.625%
HK$182,843
+HK$10,487/mo
Deposit HK$23.71M · loan HK$35.56M · min. income ≈ HK$344,712/mo (50% DSR)
Upfront cash ≈ HK$26.23M (deposit + AVD stamp duty HK$2,519,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,429
−HK$9,748/mo
▼ 0.25% · 3.875%
HK$185,268
−HK$4,909/mo
Today · 4.125%
HK$190,177
baseline
▲ 0.50% · 4.625%
HK$200,202
+HK$10,025/mo
Deposit HK$23.71M · loan HK$35.56M · min. income ≈ HK$380,354/mo (50% DSR)
Upfront cash ≈ HK$26.23M (deposit + AVD stamp duty HK$2,519,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,216
−HK$11,866/mo
▼ 0.25% · 3.875%
HK$195,102
−HK$5,980/mo
Today · 4.125%
HK$201,082
baseline
▲ 0.50% · 4.625%
HK$213,317
+HK$12,235/mo
Deposit HK$17.78M · loan HK$41.49M · min. income ≈ HK$402,164/mo (50% DSR)
Upfront cash ≈ HK$20.30M (deposit + AVD stamp duty HK$2,519,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,501
−HK$11,373/mo
▼ 0.25% · 3.875%
HK$216,147
−HK$5,727/mo
Today · 4.125%
HK$221,874
baseline
▲ 0.50% · 4.625%
HK$233,569
+HK$11,695/mo
Deposit HK$17.78M · loan HK$41.49M · min. income ≈ HK$443,748/mo (50% DSR)
Upfront cash ≈ HK$20.30M (deposit + AVD stamp duty HK$2,519,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,278
−HK$15,255/mo
▼ 0.25% · 3.875%
HK$250,845
−HK$7,688/mo
Today · 4.125%
HK$258,533
baseline
▲ 0.50% · 4.625%
HK$274,265
+HK$15,732/mo
Deposit HK$5.93M · loan HK$53.34M · min. income ≈ HK$517,066/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,519,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,644
−HK$14,622/mo
▼ 0.25% · 3.875%
HK$277,903
−HK$7,363/mo
Today · 4.125%
HK$285,266
baseline
▲ 0.50% · 4.625%
HK$300,303
+HK$15,037/mo
Deposit HK$5.93M · loan HK$53.34M · min. income ≈ HK$570,532/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,519,042 · Scale 2, in force from 26 Feb 2026)