LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,167
−HK$8,476/mo
▼ 0.25% · 3.875%
HK$139,371
−HK$4,272/mo
Today · 4.125%
HK$143,643
baseline
▲ 0.50% · 4.625%
HK$152,383
+HK$8,740/mo
Deposit HK$29.64M · loan HK$29.64M · min. income ≈ HK$287,286/mo (50% DSR)
Upfront cash ≈ HK$32.16M (deposit + AVD stamp duty HK$2,519,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,372
−HK$8,124/mo
▼ 0.25% · 3.875%
HK$154,405
−HK$4,091/mo
Today · 4.125%
HK$158,496
baseline
▲ 0.50% · 4.625%
HK$166,850
+HK$8,354/mo
Deposit HK$29.64M · loan HK$29.64M · min. income ≈ HK$316,992/mo (50% DSR)
Upfront cash ≈ HK$32.16M (deposit + AVD stamp duty HK$2,519,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,200
−HK$10,171/mo
▼ 0.25% · 3.875%
HK$167,245
−HK$5,126/mo
Today · 4.125%
HK$172,371
baseline
▲ 0.50% · 4.625%
HK$182,860
+HK$10,489/mo
Deposit HK$23.71M · loan HK$35.57M · min. income ≈ HK$344,742/mo (50% DSR)
Upfront cash ≈ HK$26.23M (deposit + AVD stamp duty HK$2,519,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,446
−HK$9,749/mo
▼ 0.25% · 3.875%
HK$185,285
−HK$4,910/mo
Today · 4.125%
HK$190,195
baseline
▲ 0.50% · 4.625%
HK$200,220
+HK$10,025/mo
Deposit HK$23.71M · loan HK$35.57M · min. income ≈ HK$380,390/mo (50% DSR)
Upfront cash ≈ HK$26.23M (deposit + AVD stamp duty HK$2,519,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,233
−HK$11,867/mo
▼ 0.25% · 3.875%
HK$195,120
−HK$5,980/mo
Today · 4.125%
HK$201,100
baseline
▲ 0.50% · 4.625%
HK$213,337
+HK$12,237/mo
Deposit HK$17.78M · loan HK$41.49M · min. income ≈ HK$402,200/mo (50% DSR)
Upfront cash ≈ HK$20.30M (deposit + AVD stamp duty HK$2,519,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,520
−HK$11,374/mo
▼ 0.25% · 3.875%
HK$216,166
−HK$5,728/mo
Today · 4.125%
HK$221,894
baseline
▲ 0.50% · 4.625%
HK$233,590
+HK$11,696/mo
Deposit HK$17.78M · loan HK$41.49M · min. income ≈ HK$443,788/mo (50% DSR)
Upfront cash ≈ HK$20.30M (deposit + AVD stamp duty HK$2,519,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,300
−HK$15,257/mo
▼ 0.25% · 3.875%
HK$250,868
−HK$7,689/mo
Today · 4.125%
HK$258,557
baseline
▲ 0.50% · 4.625%
HK$274,290
+HK$15,733/mo
Deposit HK$5.93M · loan HK$53.35M · min. income ≈ HK$517,114/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,519,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,669
−HK$14,623/mo
▼ 0.25% · 3.875%
HK$277,928
−HK$7,364/mo
Today · 4.125%
HK$285,292
baseline
▲ 0.50% · 4.625%
HK$300,331
+HK$15,039/mo
Deposit HK$5.93M · loan HK$53.35M · min. income ≈ HK$570,584/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,519,273 · Scale 2, in force from 26 Feb 2026)