LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,206
−HK$8,479/mo
▼ 0.25% · 3.875%
HK$139,412
−HK$4,273/mo
Today · 4.125%
HK$143,685
baseline
▲ 0.50% · 4.625%
HK$152,428
+HK$8,743/mo
Deposit HK$29.65M · loan HK$29.65M · min. income ≈ HK$287,370/mo (50% DSR)
Upfront cash ≈ HK$32.17M (deposit + AVD stamp duty HK$2,520,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,416
−HK$8,126/mo
▼ 0.25% · 3.875%
HK$154,450
−HK$4,092/mo
Today · 4.125%
HK$158,542
baseline
▲ 0.50% · 4.625%
HK$166,899
+HK$8,357/mo
Deposit HK$29.65M · loan HK$29.65M · min. income ≈ HK$317,084/mo (50% DSR)
Upfront cash ≈ HK$32.17M (deposit + AVD stamp duty HK$2,520,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,248
−HK$10,174/mo
▼ 0.25% · 3.875%
HK$167,294
−HK$5,128/mo
Today · 4.125%
HK$172,422
baseline
▲ 0.50% · 4.625%
HK$182,913
+HK$10,491/mo
Deposit HK$23.72M · loan HK$35.58M · min. income ≈ HK$344,844/mo (50% DSR)
Upfront cash ≈ HK$26.24M (deposit + AVD stamp duty HK$2,520,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,499
−HK$9,752/mo
▼ 0.25% · 3.875%
HK$185,340
−HK$4,911/mo
Today · 4.125%
HK$190,251
baseline
▲ 0.50% · 4.625%
HK$200,279
+HK$10,028/mo
Deposit HK$23.72M · loan HK$35.58M · min. income ≈ HK$380,502/mo (50% DSR)
Upfront cash ≈ HK$26.24M (deposit + AVD stamp duty HK$2,520,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,289
−HK$11,870/mo
▼ 0.25% · 3.875%
HK$195,177
−HK$5,982/mo
Today · 4.125%
HK$201,159
baseline
▲ 0.50% · 4.625%
HK$213,399
+HK$12,240/mo
Deposit HK$17.79M · loan HK$41.51M · min. income ≈ HK$402,318/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$2,520,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,582
−HK$11,377/mo
▼ 0.25% · 3.875%
HK$216,230
−HK$5,729/mo
Today · 4.125%
HK$221,959
baseline
▲ 0.50% · 4.625%
HK$233,659
+HK$11,700/mo
Deposit HK$17.79M · loan HK$41.51M · min. income ≈ HK$443,918/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$2,520,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,371
−HK$15,262/mo
▼ 0.25% · 3.875%
HK$250,942
−HK$7,691/mo
Today · 4.125%
HK$258,633
baseline
▲ 0.50% · 4.625%
HK$274,370
+HK$15,737/mo
Deposit HK$5.93M · loan HK$53.36M · min. income ≈ HK$517,266/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,520,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,748
−HK$14,628/mo
▼ 0.25% · 3.875%
HK$278,010
−HK$7,366/mo
Today · 4.125%
HK$285,376
baseline
▲ 0.50% · 4.625%
HK$300,419
+HK$15,043/mo
Deposit HK$5.93M · loan HK$53.36M · min. income ≈ HK$570,752/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,520,011 · Scale 2, in force from 26 Feb 2026)