LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,522
−HK$847/mo
▼ 0.25% · 3.875%
HK$13,942
−HK$427/mo
Today · 4.125%
HK$14,369
baseline
▲ 0.50% · 4.625%
HK$15,244
+HK$875/mo
Deposit HK$2.96M · loan HK$2.96M · min. income ≈ HK$28,738/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$133,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,043
−HK$812/mo
▼ 0.25% · 3.875%
HK$15,446
−HK$409/mo
Today · 4.125%
HK$15,855
baseline
▲ 0.50% · 4.625%
HK$16,691
+HK$836/mo
Deposit HK$2.96M · loan HK$2.96M · min. income ≈ HK$31,710/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$133,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,226
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$16,731
−HK$512/mo
Today · 4.125%
HK$17,243
baseline
▲ 0.50% · 4.625%
HK$18,293
+HK$1,050/mo
Deposit HK$2.37M · loan HK$3.56M · min. income ≈ HK$34,486/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,051
−HK$975/mo
▼ 0.25% · 3.875%
HK$18,535
−HK$491/mo
Today · 4.125%
HK$19,026
baseline
▲ 0.50% · 4.625%
HK$20,029
+HK$1,003/mo
Deposit HK$2.37M · loan HK$3.56M · min. income ≈ HK$38,052/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,930
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$19,519
−HK$598/mo
Today · 4.125%
HK$20,117
baseline
▲ 0.50% · 4.625%
HK$21,341
+HK$1,224/mo
Deposit HK$1.78M · loan HK$4.15M · min. income ≈ HK$40,234/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,060
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,624
−HK$573/mo
Today · 4.125%
HK$22,197
baseline
▲ 0.50% · 4.625%
HK$23,367
+HK$1,170/mo
Deposit HK$1.78M · loan HK$4.15M · min. income ≈ HK$44,394/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,339
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,096
−HK$769/mo
Today · 4.125%
HK$25,865
baseline
▲ 0.50% · 4.625%
HK$27,439
+HK$1,574/mo
Deposit HK$593K · loan HK$5.34M · min. income ≈ HK$51,730/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$133,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,077
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,803
−HK$737/mo
Today · 4.125%
HK$28,540
baseline
▲ 0.50% · 4.625%
HK$30,044
+HK$1,504/mo
Deposit HK$593K · loan HK$5.34M · min. income ≈ HK$57,080/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$133,422 · Scale 2, in force from 26 Feb 2026)