LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,219
−HK$8,480/mo
▼ 0.25% · 3.875%
HK$139,425
−HK$4,274/mo
Today · 4.125%
HK$143,699
baseline
▲ 0.50% · 4.625%
HK$152,442
+HK$8,743/mo
Deposit HK$29.65M · loan HK$29.65M · min. income ≈ HK$287,398/mo (50% DSR)
Upfront cash ≈ HK$32.17M (deposit + AVD stamp duty HK$2,520,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,430
−HK$8,127/mo
▼ 0.25% · 3.875%
HK$154,465
−HK$4,092/mo
Today · 4.125%
HK$158,557
baseline
▲ 0.50% · 4.625%
HK$166,915
+HK$8,358/mo
Deposit HK$29.65M · loan HK$29.65M · min. income ≈ HK$317,114/mo (50% DSR)
Upfront cash ≈ HK$32.17M (deposit + AVD stamp duty HK$2,520,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,263
−HK$10,176/mo
▼ 0.25% · 3.875%
HK$167,310
−HK$5,129/mo
Today · 4.125%
HK$172,439
baseline
▲ 0.50% · 4.625%
HK$182,931
+HK$10,492/mo
Deposit HK$23.72M · loan HK$35.58M · min. income ≈ HK$344,878/mo (50% DSR)
Upfront cash ≈ HK$26.24M (deposit + AVD stamp duty HK$2,520,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,516
−HK$9,753/mo
▼ 0.25% · 3.875%
HK$185,357
−HK$4,912/mo
Today · 4.125%
HK$190,269
baseline
▲ 0.50% · 4.625%
HK$200,298
+HK$10,029/mo
Deposit HK$23.72M · loan HK$35.58M · min. income ≈ HK$380,538/mo (50% DSR)
Upfront cash ≈ HK$26.24M (deposit + AVD stamp duty HK$2,520,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,307
−HK$11,871/mo
▼ 0.25% · 3.875%
HK$195,196
−HK$5,982/mo
Today · 4.125%
HK$201,178
baseline
▲ 0.50% · 4.625%
HK$213,419
+HK$12,241/mo
Deposit HK$17.79M · loan HK$41.51M · min. income ≈ HK$402,356/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$2,520,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,602
−HK$11,378/mo
▼ 0.25% · 3.875%
HK$216,250
−HK$5,730/mo
Today · 4.125%
HK$221,980
baseline
▲ 0.50% · 4.625%
HK$233,681
+HK$11,701/mo
Deposit HK$17.79M · loan HK$41.51M · min. income ≈ HK$443,960/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$2,520,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,395
−HK$15,263/mo
▼ 0.25% · 3.875%
HK$250,966
−HK$7,692/mo
Today · 4.125%
HK$258,658
baseline
▲ 0.50% · 4.625%
HK$274,396
+HK$15,738/mo
Deposit HK$5.93M · loan HK$53.37M · min. income ≈ HK$517,316/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,520,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,774
−HK$14,629/mo
▼ 0.25% · 3.875%
HK$278,036
−HK$7,367/mo
Today · 4.125%
HK$285,403
baseline
▲ 0.50% · 4.625%
HK$300,447
+HK$15,044/mo
Deposit HK$5.93M · loan HK$53.37M · min. income ≈ HK$570,806/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,520,252 · Scale 2, in force from 26 Feb 2026)