LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,224
−HK$8,480/mo
▼ 0.25% · 3.875%
HK$139,431
−HK$4,273/mo
Today · 4.125%
HK$143,704
baseline
▲ 0.50% · 4.625%
HK$152,448
+HK$8,744/mo
Deposit HK$29.65M · loan HK$29.65M · min. income ≈ HK$287,408/mo (50% DSR)
Upfront cash ≈ HK$32.17M (deposit + AVD stamp duty HK$2,520,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,436
−HK$8,127/mo
▼ 0.25% · 3.875%
HK$154,470
−HK$4,093/mo
Today · 4.125%
HK$158,563
baseline
▲ 0.50% · 4.625%
HK$166,921
+HK$8,358/mo
Deposit HK$29.65M · loan HK$29.65M · min. income ≈ HK$317,126/mo (50% DSR)
Upfront cash ≈ HK$32.17M (deposit + AVD stamp duty HK$2,520,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,269
−HK$10,176/mo
▼ 0.25% · 3.875%
HK$167,317
−HK$5,128/mo
Today · 4.125%
HK$172,445
baseline
▲ 0.50% · 4.625%
HK$182,938
+HK$10,493/mo
Deposit HK$23.72M · loan HK$35.58M · min. income ≈ HK$344,890/mo (50% DSR)
Upfront cash ≈ HK$26.24M (deposit + AVD stamp duty HK$2,520,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,523
−HK$9,753/mo
▼ 0.25% · 3.875%
HK$185,364
−HK$4,912/mo
Today · 4.125%
HK$190,276
baseline
▲ 0.50% · 4.625%
HK$200,306
+HK$10,030/mo
Deposit HK$23.72M · loan HK$35.58M · min. income ≈ HK$380,552/mo (50% DSR)
Upfront cash ≈ HK$26.24M (deposit + AVD stamp duty HK$2,520,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,314
−HK$11,872/mo
▼ 0.25% · 3.875%
HK$195,203
−HK$5,983/mo
Today · 4.125%
HK$201,186
baseline
▲ 0.50% · 4.625%
HK$213,427
+HK$12,241/mo
Deposit HK$17.79M · loan HK$41.51M · min. income ≈ HK$402,372/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$2,520,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,610
−HK$11,379/mo
▼ 0.25% · 3.875%
HK$216,259
−HK$5,730/mo
Today · 4.125%
HK$221,989
baseline
▲ 0.50% · 4.625%
HK$233,690
+HK$11,701/mo
Deposit HK$17.79M · loan HK$41.51M · min. income ≈ HK$443,978/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$2,520,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,404
−HK$15,263/mo
▼ 0.25% · 3.875%
HK$250,975
−HK$7,692/mo
Today · 4.125%
HK$258,667
baseline
▲ 0.50% · 4.625%
HK$274,407
+HK$15,740/mo
Deposit HK$5.93M · loan HK$53.37M · min. income ≈ HK$517,334/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,520,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,784
−HK$14,630/mo
▼ 0.25% · 3.875%
HK$278,047
−HK$7,367/mo
Today · 4.125%
HK$285,414
baseline
▲ 0.50% · 4.625%
HK$300,459
+HK$15,045/mo
Deposit HK$5.93M · loan HK$53.37M · min. income ≈ HK$570,828/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,520,347 · Scale 2, in force from 26 Feb 2026)