LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,231
−HK$8,480/mo
▼ 0.25% · 3.875%
HK$139,437
−HK$4,274/mo
Today · 4.125%
HK$143,711
baseline
▲ 0.50% · 4.625%
HK$152,456
+HK$8,745/mo
Deposit HK$29.65M · loan HK$29.65M · min. income ≈ HK$287,422/mo (50% DSR)
Upfront cash ≈ HK$32.17M (deposit + AVD stamp duty HK$2,520,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,443
−HK$8,128/mo
▼ 0.25% · 3.875%
HK$154,478
−HK$4,093/mo
Today · 4.125%
HK$158,571
baseline
▲ 0.50% · 4.625%
HK$166,929
+HK$8,358/mo
Deposit HK$29.65M · loan HK$29.65M · min. income ≈ HK$317,142/mo (50% DSR)
Upfront cash ≈ HK$32.17M (deposit + AVD stamp duty HK$2,520,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,277
−HK$10,176/mo
▼ 0.25% · 3.875%
HK$167,325
−HK$5,128/mo
Today · 4.125%
HK$172,453
baseline
▲ 0.50% · 4.625%
HK$182,947
+HK$10,494/mo
Deposit HK$23.72M · loan HK$35.58M · min. income ≈ HK$344,906/mo (50% DSR)
Upfront cash ≈ HK$26.24M (deposit + AVD stamp duty HK$2,520,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,532
−HK$9,753/mo
▼ 0.25% · 3.875%
HK$185,373
−HK$4,912/mo
Today · 4.125%
HK$190,285
baseline
▲ 0.50% · 4.625%
HK$200,315
+HK$10,030/mo
Deposit HK$23.72M · loan HK$35.58M · min. income ≈ HK$380,570/mo (50% DSR)
Upfront cash ≈ HK$26.24M (deposit + AVD stamp duty HK$2,520,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,323
−HK$11,872/mo
▼ 0.25% · 3.875%
HK$195,212
−HK$5,983/mo
Today · 4.125%
HK$201,195
baseline
▲ 0.50% · 4.625%
HK$213,438
+HK$12,243/mo
Deposit HK$17.79M · loan HK$41.51M · min. income ≈ HK$402,390/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$2,520,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,620
−HK$11,379/mo
▼ 0.25% · 3.875%
HK$216,269
−HK$5,730/mo
Today · 4.125%
HK$221,999
baseline
▲ 0.50% · 4.625%
HK$233,701
+HK$11,702/mo
Deposit HK$17.79M · loan HK$41.51M · min. income ≈ HK$443,998/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$2,520,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,416
−HK$15,264/mo
▼ 0.25% · 3.875%
HK$250,987
−HK$7,693/mo
Today · 4.125%
HK$258,680
baseline
▲ 0.50% · 4.625%
HK$274,420
+HK$15,740/mo
Deposit HK$5.93M · loan HK$53.37M · min. income ≈ HK$517,360/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,520,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,797
−HK$14,631/mo
▼ 0.25% · 3.875%
HK$278,060
−HK$7,368/mo
Today · 4.125%
HK$285,428
baseline
▲ 0.50% · 4.625%
HK$300,473
+HK$15,045/mo
Deposit HK$5.93M · loan HK$53.37M · min. income ≈ HK$570,856/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,520,468 · Scale 2, in force from 26 Feb 2026)